401 Cypress St, Indialantic, FL 32903 Property Records

Brevard County property record for 401 Cypress St, Indialantic, FL 32903

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,105 sqft · built 1964
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Oct 2005)
Tax Bill$9,970 (2025)
Deeds & MortgagesSep 2023 Line of Credit
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-37-24-83-4-2

Property Details

APN / Parcel Number

Primary APN27-37-24-83-4-2
Alternative APNs
  • 27-37-24-83-00004.0-0002.00
  • 2726794

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,105 sqft Living Area
Gross Area2,857 sqft
1st Floor Area2,105 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions127 ft deep x 82 ft wide
Garage TypeAttached
Garage Area360 sqft

Exterior Amenities

PorchFlorida Room
Porch Area392 sqft
Deck Area600 sqft
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2726794
Street Address401 CYPRESS ST
CityINDIALANTIC
StateFL
Zip32903-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU111
Legal DescriptionSEA ISLE VILLAGE 3RD ADDN RESUBD OF PART LOT 2 BLK 4 EX ORB 2708 PG 2751
Legal Range37E
Legal Township27S
Legal Section24
Legal SubdivisionSEA ISLE VILLAGE 3RD ADDN RESUBD OF PART
Legal Block4
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1050
Census Tract66301

Owner

401 Cypress St is owned by an individual who bought it in October 2005.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address27332 SAINT MARTIN LN, SUMMERLAND KEY, FL 33042-5427
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
May 14, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2005 · Amount on File
Deed SaleOct 11, 2005 · Amount on File
Prior SaleJan 30, 2001 · Amount on File
Deed Document Number2005367215
Deed Book / Page5548 / 5777
Prior Transfer DateDec 1, 1997
Prior Transfer Doc3747001004
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address401 CYPRESS ST, INDIALANTIC, FL 32903-2517
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyLANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address27332 SAINT MARTIN LN, RAMROD KEY, FL 33042-5427

Mortgage

Document Number0098870022
DateSep 14, 2023
Book Page9887/22
Instrument2023196769
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 14, 2021
Property Address401 CYPRESS ST, INDIALANTIC, FL 32903-2517
Document Number0091222244
Book / Page9122 / 2244
Instrument DateMay 6, 2021
Instrument2021125626
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address401 CYPRESS ST, INDIALANTIC, FL 32903-2517

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address401 CYPRESS ST, INDIALANTIC, FL 32903-2517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087261074
DateApr 27, 2020
Book Page8726/1074
Instrument2020092156
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 401 Cypress St was $9,970, up 3.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,900 (-0.09%)$467,900 (-0.09%)
2025$9,970.00 (+3.12%)$468,320$468,320
2024$9,668.00 (-0.51%)
2023$9,718.00 (+3.21%)$454,840 (+1.22%) Land $175,000 Building $279,840$454,840 (+1.22%) Land $175,000 Building $279,840
2022$9,416.00$449,360 Land $155,000 Building $294,360$449,360 Land $155,000 Building $294,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Cypress St in Zone X, an area of minimal flood risk, though there have been 79 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 302 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies653 units insured
incl. 351 condo units
Nearby Flood Claims79 (1979–2017)
Claims Outside the SFHA62 of 79
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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