401 Curtis Dr, Franklin, LA 70538 Property Records

St. Mary Parish property record for 401 Curtis Dr, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$65,000 (Sep 2019)
Tax Bill	$837 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2204681182.00`

Property Details

APN / Parcel Number

Primary APN	`2204681182.00`

Location & Zoning

Street Address	401 CURTIS DR
City	FRANKLIN
State	LA
Zip	70538-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 PECAN ACRES BLK E ACQ 389 333265
Legal Subdivision	PECAN ACRES SUBDIVISION
Legal Block	E
Legal Lot Number	18
Jurisdiction	ST MARY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2020
Census Tract	41300

Owner

401 Curtis Dr is owned and occupied by an individual who bought it in September 2019.

Source: St. Mary Parish records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	401 CURTIS DR, FRANKLIN, LA 70538-5207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Deed Document Number	333265
Deed Book / Page	389 / 262
Record Updated	Jun 8, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Sep 12, 2019
Property Address	401 CURTIS DR, FRANKLIN, LA 70538-5207
Document Number	000389/262
Book / Page	389 / 262
Instrument Date	Sep 11, 2019
Instrument	333265
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348921
Date	Sep 12, 2019
Instrument	348921

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	000389/262
Date	Sep 12, 2019
Book Page	389/262
Instrument	333265

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 401 Curtis Dr was $837 with a homeowner's exemption.

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Franklin City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 Homeowner's exemption	$7,248 Land $1,165 Building $6,083	$72,480 Land $11,650 Building $60,830
2023	$648.00 Homeowner's exemption	$6,695 Land $1,165 Building $5,530	$66,950 Land $11,650 Building $55,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Curtis Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 86 policies
Nearby Flood Policies	86 in force
Nearby Flood Claims	140 (1978–2017)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2017 · other causes
Claims by Event	Hurricane Ike, Sep 2008 · 45 claims Hurricane Lili, Oct 2002 · 13 claims Hurricane Andrew, Aug 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Curtis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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