401 Cunningham St, Saint Albans, WV 25177 Property Records

Kanawha County property record for 401 Cunningham St, Saint Albans, WV 25177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1977
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2025)
Tax Bill	$975 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-12-0157.0000`

Property Details

APN / Parcel Number

Primary APN	`17-12-0157.0000`
Alternative APNs	`20-17-12-0157.0000` `06509129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	152 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06509129
Street Address	401 CUNNINGHAM ST
City	SAINT ALBANS
State	WV
Zip	25177-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BK P HOLLEY ADN 30X152 CUNNINGHAM ST
Legal Subdivision	HOLLEY ADN
Legal Block	P
Legal Lot Number	15
Jurisdiction	KANAWHA WV
Township / Civil Division	3
Census Block Group	1
Census Block	1027
Census Tract	13500

Owner

Source: Kanawha County records, as of January 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 CUNNINGHAM ST, ELKVIEW, WV 25071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Deed Document Number	4144653
Deed Book / Page	3350 / 396
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Nov 10, 2025
Property Address	401 CUNNINGHAM ST, SAINT ALBANS, WV 25177-3109
Document Number	0033500396
Book / Page	3350 / 396
Instrument Date	Nov 7, 2025
Instrument	4144653
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CUNNINGHAM ST, ELKVIEW, WV 25071

Mortgage

Document Number	0004144654
Date	Nov 10, 2025
Instrument	4144654

Lender

Name	THE HUNTINGTON NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	St. Albans City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 (+57.77%)	$59,700 (+3.22%) Land $11,280 Building $48,420	$99,500 (+3.22%) Land $18,800 Building $80,700
2023	$618.00 (+9.38%) Homeowner's exemption	$57,840 (-1.03%) Land $11,280 Building $46,560	$96,400 (-1.03%) Land $18,800 Building $77,600
2022		$58,440 Land $11,280 Building $47,160	$97,400 Land $18,800 Building $78,600
2021	$565.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST ALBANS WATER serves 13,758 people · EPA ID WV3302031
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: local2u, T-Mobile, Xfinity.

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