Albany County and Guilderland Town property record for 401 County Line Rd, Schenectady, NY 12306
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,116 sqft · built 2004 |
| Lot Size | 20.5 acres (893,416 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,000 (Aug 2023) |
| Tax Bill | $13,635 (2026) |
| Deeds & Mortgages | Jan 2020 Refinance Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 14.00-3-20.1 |
| Primary APN | 013089 14.00-3-20.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,116 sqft Living Area |
| 1st Floor Area | 1,655 sqft |
| 2nd Floor Area | 1,261 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 893,416 sqft (20.5 acres) |
| Lot Width | 52.1 ft Width |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 518 sqft |
| Porch | Slab |
| Porch Area | 382 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 01400000030200010000 |
|---|---|
| Street Address | 401 COUNTY LINE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R40 |
| Legal Description | LANDS OF PUSTOLKA |
| Legal Block | 3 |
| Legal Lot Number | 20.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 14606 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 COUNTY LINE RD, SCHENECTADY, NY 12306-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Deed Document Number | 202315662 |
| Prior Transfer Date | Jul 26, 2004 |
| Prior Transfer Doc | 0027750065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 401 COUNTY LINE RD, SCHENECTADY, NY 12306-2543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000001251 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | R2020-01251 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 401 COUNTY LINE RD, SCHENECTADY, NY 12306-2543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000001250 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | R2020-01250 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,635.00 (+0.01%) | ||
| 2025 | $13,634.00 (+15.17%) | $509,200 (-1.28%) Land $43,200 Building $466,000 | $678,933 (+11.88%) Land $57,600 Building $621,333 |
| 2023 | $515,800 (-) Land $49,800 Building $466,000 | $606,824 (+7.06%) Land $58,588 Building $548,236 | |
| 2022 | $515,800 Land $49,800 Building $466,000 | $566,813 Land $54,725 Building $512,088 | |
| 2021 | $11,838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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