401 Cooper St, Plano, IL 60545 Property Records

Kendall County property record for 401 Cooper St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,200 sqft · built 2021
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Jan 2022)
Tax Bill	$9,055 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-22-112-003`

Property Details

APN / Parcel Number

Primary APN	`01-22-112-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	2,200 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	401 COOPER ST
City	PLANO
State	IL
Zip	60545-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1579 LAKEWOOD SPRINGS UNIT 6 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1579
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2000
Census Tract	890502

Owner

401 Cooper St is owned and occupied by an individual who bought it in January 2022.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	401 COOPER ST, PLANO, IL 60545-5103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage M/I FINANCIAL LLC
Dec 4, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Deed Document Number	2022940
Record Updated	Sep 20, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 13, 2022
Property Address	401 COOPER ST, PLANO, IL 60545-5103
Document Number	0000000940
Map Reference	DOC 20060019121
Instrument Date	Nov 16, 2021
Instrument	202200000940
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E DIEHL RD STE 230, 230, NAPERVILLE, IL 60563-1397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COOPER ST, PLANO, IL 60545-5103

Mortgage

Document Number	0000000941
Date	Jan 13, 2022
Instrument	202200000941

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 4, 2019
Property Address	401 COOPER ST, PLANO, IL 60545-5103
Document Number	0000018525
Instrument Date	Nov 12, 2019
Instrument	18525
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$4,085.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 E DIEHL RD #230 NAPERVILLE IL 605631397, 230, NAPERVILLE, IL 60563-1397
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,788 Land $10,918 Building $123,870	$404,364 Land $32,754 Building $371,610
2024	$9,055.00
2022		$94,189 Land $7,610 Building $86,579	$282,567 Land $22,830 Building $259,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Cooper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Watch TV.

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