401 Cobblestone Dr, Delaware, OH 43015 Property Records

Delaware County property record for 401 Cobblestone Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,780 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual on Record
Last Sale	$245,900 (Dec 2018)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`519-343-22-001-000`

Property Details

APN / Parcel Number

Primary APN	`519-343-22-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,140 sqft
Upper Floors Area	640 sqft
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	401 COBBLESTONE DR
City	DELAWARE
State	OH
Zip	43015-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7734 CARSON FARMS SEC1 PH3
Legal Subdivision	CARSON FARMS SEC1 PH3
Legal Lot Number	7734
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1002
Census Tract	10520

Owner

Source: Delaware County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 8, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Aug 17, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Dec 5, 2018	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU
Jan 6, 2017	Warranty Deed, Transfer · FHA Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	201832995
Deed Book / Page	1609 / 2718
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jun 5, 2026
Property Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Document Number	0000014304
Instrument Date	May 23, 2026
Instrument	202614304
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277

Mortgage

Document Number	0000014304,
Date	Jun 5, 2026
Instrument	202614304

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2054

Interest

Rate	6.23%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020534
Date	Jul 8, 2022
Book Page	1976/1311
Instrument	202200020534

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034559
Date	Sep 9, 2020
Book Page	1767/45
Instrument	202000034559

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Document Number	0000023995
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COBBLESTONE DR DELAWARE OH 430154277, DELAWARE, OH 43015-4277

Mortgage

Document Number	0000023995
Date	Sep 4, 2019
Book Page	001660/002740
Instrument	23995

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 5, 2018
Property Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Document Number	0000032995
Book / Page	1609 / 2718
Map Reference	CAB 2 SL 594&594A
Instrument Date	Nov 26, 2018
Instrument	201800032995
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	WORLD CLASS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 79010, HOUSTON, TX 77279-9010

Mortgage

Document Number	0000032996
Date	Dec 5, 2018
Instrument	201800032996

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Document Number	0000014387
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 COBBLESTONE DR DELAWARE OH 430154277, DELAWARE, OH 43015-4277

Mortgage

Document Number	0000014387
Date	Jun 5, 2018
Book Page	001574/001754
Instrument	14387

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 6, 2017
Property Address	401 COBBLESTONE DR, DELAWARE, OH 43015-4277
Document Number	0000000646
Book / Page	001478 / 002805
Instrument Date	Dec 28, 2016
Instrument	646
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 COBBLESTONE DR DELAWARE OH 430154277, DELAWARE, OH 43015-4277

Mortgage

Document Number	647
Date	Jan 6, 2017
Book Page	001478/002807
Instrument	647

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	WEST MEMPHIS, AR 72301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,342.00 (+4.96%)	$97,440 (-) Land $19,600 Building $77,840	$278,400 (-) Land $56,000 Building $222,400
2024	$4,137.00 (-0.91%) Homeowner's exemption	$97,440 (-) Land $19,600 Building $77,840
2023	$4,175.00 Homeowner's exemption	$97,440 Land $19,600 Building $77,840	$278,400 Land $56,000 Building $222,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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