401 Co Rd 703, Cotter, AR 72626 Property Records

Baxter County property record for 401 Co Rd 703, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 528 sqft
Lot Size	0.674 acres (29,400 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Dec 2021)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Dec 2021 Sale Nov 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`002-09328-022`

Property Details

APN / Parcel Number

Primary APN	`002-09328-022`
Alternative APN	`21816`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	528 sqft Living Area
1st Floor Area	528 sqft

Exterior

Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	29,400 sqft (0.674 acres)
Lot Dimensions	294 ft deep x 100 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Enclosed Porch
Porch Area	288 sqft
Deck Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 COUNTY ROAD 703
City	COTTER
State	AR
Zip	72626-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 RIVER BREEZE SUB
Legal Subdivision	RIVER BREEZE SUB
Legal Lot Number	22
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1075
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6774 HIGHWAY 62 E, MOUNTAIN HOME, AR 72653-7263
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer ALLEY ABSTRACT COMPANY, ALLEY ABSTRACT CO
Nov 22, 2021	Warranty Deed, Transfer · Line of Credit ARVEST BANK
Oct 27, 2017	Warranty Deed, Transfer · Line of Credit ANSTAFF BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	L202114134
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Dec 8, 2021
Property Address	401 COUNTY ROAD 703, COTTER, AR 72626-9125
Document Number	L202114134
Instrument Date	Nov 22, 2021
Instrument	L202114134
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ALLEY ABSTRACT COMPANY, ALLEY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$1,072.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	371 VIRGINIA LEE DR, 371, COTTER, AR 72626-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6774 HIGHWAY 62 E, MOUNTAIN HOME, AR 72653-7263

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Nov 22, 2021
Property Address	401 COUNTY ROAD 703, COTTER, AR 72626-9125
Document Number	L202113500
Instrument Date	Nov 1, 2021
Instrument	L202113500
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ALLEY ABSTRACT COMPANY, ALLEY ABASTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	371 VIRGINIA LEE DR, 371, COTTER, AR 72626-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6774 HIGHWAY 62 E, MOUNTAIN HOME, AR 72653-7263

Mortgage

Document Number	L202113501
Date	Nov 22, 2021
Instrument	L202113501

Lender

Name	ARVEST BANK
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 22, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Oct 27, 2017
Property Address	401 COUNTY ROAD 703, COTTER, AR 72626-9125
Document Number	L201709382
Instrument	L201709382
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 JANICE CIR, 3112, DIAMOND CITY, AR 72630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 VIRGINIA LEE DR, COTTER, AR 72626-9790

Mortgage

Document Number	L201709383
Date	Oct 27, 2017
Instrument	L201709383

Lender

Name	ANSTAFF BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00	$40,260 (-) Land $20,000 Building $20,260
2024	$1,858.00
2023	$1,858.00	$40,260 Land $20,000 Building $20,260	$201,300 Land $100,000 Building $101,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 67% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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