Monroe County property record for 401 Calle Limon, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,682 sqft · built 1981 |
| Lot Size | 0.162 acres (7,072 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,250,000 (May 2025) |
| Tax Bill | $6,560 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00354080-000000 |
| Primary APN | 00354080-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,072 sqft (0.162 acres) |
| Lot Dimensions | 95 ft deep x 75 ft wide |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Deck Area | 546 sqft |
| Patio Area | 72 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1431818 |
|---|---|
| Old Parcel Number | 15663200354080000000 |
| Street Address | 401 CALLE LIMON |
| City | MARATHON |
| State | FL |
| Zip | 33050-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK K LT 16 WALORISS SUBD PB3-113 BOOT KEY OR487-3 OR759-1452 OR772-953Q/C OR883-1519 OR885-536 OR975-458 OR997-1478 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 15 |
| Legal Subdivision | WALORISS SUBD |
| Legal Block | K |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 971200 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9960 SW 39TH TER, MIAMI, FL 33165-3955 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jan 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST ST BK/FL KEYS |
| May 4, 2017 | Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | May 4, 2017 · Amount on Record |
| Deed Document Number | 2502472 |
| Deed Book / Page | 3328 / 318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 401 CALLE LIMON, MARATHON, FL 33050-2515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9960 SW 39TH TER, MIAMI, FL 33165-3955 |
| Document Number | 0033521294 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 3352/1294 |
| Instrument | 2521249 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 401 CALLE LIMON, MARATHON, FL 33050-2515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 401 CALLE LIMON, MARATHON, FL 33050-2515 |
| Document Number | 0030690197 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 3069/197 |
| Instrument | 2299392 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 401 CALLE LIMON, MARATHON, FL 33050-2515 |
| Document Number | 0029910657 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 CALZADA DE BOUGAINVILLE MARATHON FL 330502512, MARATHON, FL 33050-2512 |
| Document Number | 0029910657 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 002991/000657 |
| Instrument | 2241979 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | 1201 SIMONTON ST, KEY WEST, FL 33040-3111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 4, 2017 |
| Property Address | 401 CALLE LIMON, MARATHON, FL 33050-2515 |
| Document Number | 0028521598 |
| Book / Page | 2852 / 1598 |
| Map Reference | MB3 PG113 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2121701 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1142 BULEVAR DE PALMAS, 1142, MARATHON, FL 33050-2529 |
| Name | Verified Name |
|---|---|
| Address | 401 CALLE LIMON, MARATHON, FL 33050-2515 |
| Document Number | 0002121704 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 2121704 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $860,980 (+33.48%) Land $465,548 Building $395,432 | $860,980 (+33.48%) Land $465,548 Building $395,432 | |
| 2024 | $6,560.00 (+5.38%) | ||
| 2023 | $6,225.00 (+9.92%) | $645,049 (+18.83%) Land $362,520 Building $282,529 | $645,049 (+18.83%) Land $362,520 Building $282,529 |
| 2022 | $5,663.00 | $542,843 Land $247,344 Building $295,499 | $542,843 Land $247,344 Building $295,499 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 741 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,105 units insured incl. 364 condo units |
| Nearby Flood Claims | 483 (1980–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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