401 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 401 Clifton Bay Loop, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,297 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$567,500 (Jul 2023)
Tax Bill	$9,299 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023719-1550`

Property Details

APN / Parcel Number

Primary APN	`023719-1550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,297 sqft Living Area
Gross Area	2,793 sqft
1st Floor Area	827 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 CLIFTON BAY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-9147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 155 OR5792/365
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	155
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2022
Census Tract	20904

Owner

Source: St. Johns County records · APN 023719-1550

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Mar 21, 2023	Warranty Deed, Transfer MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC
Feb 01, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	202354988
Deed Book / Page	5792 / 365
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 14, 2023
Property Address	401 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9147
Document Number	0057920365
Book / Page	5792 / 365
Map Reference	MB 88 PG 52-69
Instrument Date	Jul 12, 2023
Instrument	2023054988
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,972.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570 ELM ST E, RAYNHAM, MA 02767-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9147

Mortgage

Document Number	0005792367
Date	Jul 14, 2023
Instrument	5792/367

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 21, 2023
Property Address	401 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9147
Document Number	0057261125
Book / Page	5726 / 1125
Map Reference	MB 88 PG 52
Instrument Date	Mar 17, 2023
Instrument	2023020755
Transaction Type	Transfer
Record Updated	Apr 03, 2023
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4409 HUNTSMAN DR, FORT COLLINS, CO 80524-6096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9147

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 01, 2021
Property Address	401 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9147
Document Number	0051661121
Book / Page	5166 / 1121
Map Reference	MB 88 PG 52
Instrument Date	Jan 28, 2021
Instrument	2021010893
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,574.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9147

Mortgage

Document Number	0051661125
Date	Feb 01, 2021
Instrument	5166/1125

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,451 (-8.89%) Land $95,000 Building $275,451	$370,451 (-8.89%) Land $95,000 Building $275,451
2025	$9,299.00 (+0.56%) Homeowner's exemption	$406,618 (-6.91%)	$406,618 (-6.91%) Land $95,000 Building $311,618
2024	$9,247.00 (+10.44%) Homeowner's exemption	$436,810 (+17.4%)	$436,810 (+15.2%) Land $110,000 Building $326,810
2023	$8,373.00 (+4.6%) Homeowner's exemption	$372,081 (+3%)	$379,188 (+4.97%) Land $95,000 Building $284,188
2022	$8,005.00 Homeowner's exemption	$361,244	$361,244 Land $84,000 Building $277,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 326 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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