Kanabec County property record for 401 Clark St, Mora, MN 55051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,088 sqft · built 1946 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Mar 2026) |
| Tax Bill | $2,580 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| APN | 22-03980-00 |
| Primary APN | 22-03980-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Adjusted Area |
| 1st Floor Area | 1,936 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Rustic |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Account Number | 8499 |
|---|---|
| Street Address | 401 CLARK ST |
| City | MORA |
| State | MN |
| Zip | 55051-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 & N1/2 LOT 24, CLARK STREET |
| Legal Range | 24 |
| Legal Township | 39 |
| Legal Section | 14 |
| Legal Subdivision | BONDS ADDITION TO MORA |
| Legal Block | 5 |
| Legal Lot Number | 22,24 |
| Jurisdiction | KANABEC MN |
| Township / Civil Division | MORA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 480300 |
401 Clark St is owned and occupied by two individuals who bought it in March 2026.
Source: Kanabec County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1175 EAGLE ST, OGILVIE, MN 56358-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD NATIONAL BANK |
| Mar 30, 2026 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK |
| Jul 15, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage NEIGHBORHOOD NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Dec 3, 2009 · Amount on File |
| Deed Document Number | 2026290784 |
| Prior Transfer Date | Nov 16, 2009 |
| Prior Transfer Doc | 0000234395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 401 CLARK ST, MORA, MN 55051-1504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000260937 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 260937 |
| Name | NEIGHBORHOOD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 1, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Mar 30, 2026 |
| Property Address | 401 CLARK ST, MORA, MN 55051-1504 |
| Document Number | 0000290784 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 290784 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | ALL SEASONS TITLE AGENCY, ALL SEASONS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1175 EAGLE ST, OGILVIE, MN 56358-3551 |
| Document Number | 0000290785 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 290785 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 15, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Jul 15, 2022 |
| Property Address | 401 CLARK ST, MORA, MN 55051-1504 |
| Document Number | 0000279265 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 279265 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5123 W 98TH ST, BLOOMINGTON, MN 55437-2040 |
| Document Number | 0000279269 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 279269 |
| Name | NEIGHBORHOOD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
The 2026 property tax bill for 401 Clark St was $2,580 with exemptions applied, up 686.6% from the year before.
Source: Kanabec County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kanabec County |
| Municipality | Mora City |
| Unified School District | Mora Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,580.00 (+686.59%) Homeowner's exemption Senior Citizen's exemption | $185,700 (+1.87%) Land $32,300 Building $153,400 | $185,700 (+1.87%) Land $32,300 Building $153,400 |
| 2025 | $328.00 | $182,300 Land $30,300 Building $152,000 | $182,300 Land $30,300 Building $152,000 |
| 2023 | $304.00 | $168,600 Land $30,300 Building $138,300 | $168,600 Land $30,300 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 401 Clark St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Clark St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mora serves 3,786 people · EPA ID MN1330001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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