401 Cibola St, Needles, CA 92363 Property Records

San Bernardino County property record for 401 Cibola St, Needles, CA 92363

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,398 sqft · built 1912
Lot Size	0.129 acres (5,625 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (May 2026)
Tax Bill	$266 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0186-172-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0186-172-18-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,398 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	474 sqft
Family Room	Family Room

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1925
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	75 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 CIBOLA ST
City	NEEDLES
State	CA
Zip	92363-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDDELLS ADD LOT 1 BLK 26
Legal Subdivision	RIDDELLS ADD
Legal Tract	RIDDELLS
Legal Block	26
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	NEEDLES
Census Block Group	1
Census Block	1022
Census Tract	10700

Owner

401 Cibola St is owned by an individual who bought it in May 2026.

Source: San Bernardino County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	16668 LAKE KNOLL PKWY, RIVERSIDE, CA 92503-6542
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE
Jul 13, 2023	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY
Jul 13, 2023	Grant Deed, Transfer · Conventional Mortgage GRIFFIN FUNDING INC
Dec 14, 2021	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jul 13, 2023 · Amount on File
Deed Document Number	2026130696
Prior Transfer Date	Aug 8, 2023
Prior Transfer Doc	0000202497
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 22, 2026
Property Address	401 CIBOLA ST, NEEDLES, CA 92363-3345
Document Number	0000130696
Instrument Date	May 7, 2026
Instrument	2026130696
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,442.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16668 LAKE KNOLL PKWY, RIVERSIDE, CA 92503-6542

Mortgage

Document Number	0000130697,
Date	May 22, 2026
Instrument	2026130697

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 13, 2023
Property Address	401 CIBOLA ST, NEEDLES, CA 92363-3345
Document Number	0000171468
Map Reference	MB 11 PG 41
Instrument Date	Jul 12, 2023
Instrument	2023-0171468
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1294, YUCCA VALLEY, CA 92286-1294

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 13, 2023
Property Address	401 CIBOLA ST, NEEDLES, CA 92363-3345
Document Number	0000171467
Map Reference	MB 11 PG 41
Instrument Date	May 31, 2023
Instrument	2023-0171467
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CIBOLA ST, NEEDLES, CA 92363-3345

Mortgage

Document Number	0000171469
Date	Jul 13, 2023
Instrument	2023-0171469

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 14, 2021
Property Address	401 CIBOLA ST, NEEDLES, CA 92363-3345
Document Number	0000557010
Map Reference	MB 11 PG 41
Instrument Date	Dec 1, 2021
Instrument	2021-0557010
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10207 S VERMONT AVE, LOS ANGELES, CA 90044-3115

Tax Assessment & Valuation

The 2025 property tax bill for 401 Cibola St was $266.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Needles City
Unified School District	Needles Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$185,100 (+1.48%) Land $37,000 Building $148,100
2025	$266.00 Homeowner's exemption Disabled Person's exemption	$182,400 Land $36,500 Building $145,900
2023	$1,008.00 (+2.23%) Homeowner's exemption	$66,300 (+2%) Land $13,260 Building $53,040
2022	$986.00 Homeowner's exemption	$65,000 Land $13,000 Building $52,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Cibola St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Cibola St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEEDLES serves 4,872 people · EPA ID CA3610032
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	940 / 940

May also be available: Verizon.

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