401 Christensen Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 401 Christensen Rd, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	1,362 sqft · built 1996
Lot Size	1.4 acres (61,071 sqft)
Owner	Individual Name on File
Last Sale	$395,690 (Jul 2024)
Tax Bill	$7,526 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R78502`

Property Details

APN / Parcel Number

Primary APN	`R78502`
Alternative APN	`O0219528`

Interior

Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,362 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Foundation Type	Pier/Post & Beam
Roof Material	Other
Lot Area	61,071 sqft (1.4 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	324 sqft
Deck Area	36 sqft
Storage Building	128 sqft
Pole Barn	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 CHRISTENSEN RD
City	ELGIN
State	TX
Zip	78621-5004
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A303 STOVAL, GEO. H., ACRES 1.4020
Legal Subdivision	STOVAL, GEO. H.
Legal Block	2
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	950102

Owner

401 Christensen Rd, a rural home, is owned and occupied by an individual who bought it in July 2024.

Source: Bastrop County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	401 CHRISTENSEN RD, ELGIN, TX 78621-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage BRANCH BANKING AND TRUST CO
	Deed of Trust, Mortgage WFG TITLE
Jul 9, 2024	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Jan 3, 2014 · Amount on File
Deed Document Number	202410959
Prior Transfer Date	May 3, 2011
Prior Transfer Doc	002068/417
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	401 CHRISTENSEN RD, ELGIN, TX 78621-5004
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202019256
Date	Nov 3, 2020
Instrument	202019256

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	279 Months
Due	Feb 1, 2044

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	401 CHRISTENSEN RD, ELGIN, TX 78621-5004
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jul 9, 2024
Property Address	401 CHRISTENSEN RD, ELGIN, TX 78621-5004
Document Number	0202410959
Instrument Date	Jul 8, 2024
Instrument	202410959
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	WFG NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHRISTENSEN RD, ELGIN, TX 78621-5004

Mortgage

Document Number	0202410960
Date	Jul 9, 2024
Instrument	202410960

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Mortgage

Document Number	0202410961
Date	Jul 9, 2024
Instrument	202410961

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 Christensen Rd was $7,526, up 110.3% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,526.00 (+110.34%)	$384,914 Land $185,843 Building $199,071	$384,914 Land $185,843 Building $199,071
2024	$3,578.00
2023	Homeowner's exemption Senior Citizen's exemption	$358,401 Land $156,162 Building $202,239	$358,401 Land $156,162 Building $202,239
2022	$4,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Christensen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Christensen Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: SOS Communications.

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