401 Cheyenne Trl, Georgetown, KY 40324 Property Records

Scott County property record for 401 Cheyenne Trl, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1996
Lot Size	0.046 acres (2,018 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2021)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167-10-420.000`

Property Details

APN / Parcel Number

Primary APN	`167-10-420.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,499 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Block
Lot Area	2,018 sqft (0.046 acres)
Garage Type	Attached
Garage Area	298 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 CHEYENNE TRL
City	GEORGETOWN
State	KY
Zip	40324-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY TH
Legal Subdivision	HIDDEN VALLEY TH
Legal Phase	2
Legal Lot Number	37
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1010
Census Tract	40208

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 Cheyenne Trl is owned and occupied by an individual who bought it in December 2021.

Source: Scott County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	401 CHEYENNE TRL, GEORGETOWN, KY 40324-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Aug 23, 2017	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Aug 23, 2017	Deed of Trust, Mortgage ENVOY MORTGAGE LTD
Aug 23, 2017	Warranty Deed, Transfer FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	2021447815
Deed Book / Page	430 / 405
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 27, 2021
Property Address	401 CHEYENNE TRL, GEORGETOWN, KY 40324-2404
Document Number	00D430/405
Book / Page	D430 / 405
Map Reference	SK 1462
Instrument Date	Dec 23, 2021
Instrument	447815
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19011 HARMAN RD, 19011, MARYDEL, MD 21649-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHEYENNE TRL, GEORGETOWN, KY 40324-2404

Mortgage

Document Number	0000447816
Date	Dec 27, 2021
Instrument	447816

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	401 CHEYENNE TRL, GEORGETOWN, KY 40324-2404
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FREIBERT & MATTINGLY TITLE G

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1354/329
Date	Aug 23, 2017
Book Page	M1354/329
Instrument	373612

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	401 CHEYENNE TRL, GEORGETOWN, KY 40324-2404
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FREIBERT & MATTINGLY TITLE G

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1354/345
Date	Aug 23, 2017
Book Page	M1354/345
Instrument	373613

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2027

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 23, 2017
Property Address	401 CHEYENNE TRL, GEORGETOWN, KY 40324-2404
Document Number	D390/076
Book / Page	D390 / 076
Instrument Date	Aug 17, 2017
Instrument	373611
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 CHEYENNE TRL, 401, GEORGETOWN, KY 40324-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHEYENNE TRL, GEORGETOWN, KY 40324-2404

Tax Assessment & Valuation

The 2025 property tax bill for 401 Cheyenne Trl was $1,661.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,500 (-)	$186,500 (-)
2025	$1,661.00	$186,500	$186,500
2023	$1,586.00 (+4.48%)	$175,000 (-) Land $20,000 Building $155,000	$175,000 (-) Land $20,000 Building $155,000
2022	$1,518.00	$175,000 Land $15,500 Building $159,500	$175,000 Land $15,500 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Cheyenne Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Cheyenne Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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