Phillips County property record for 401 Chestnut St, Saco, MT 59261
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,664 sqft · built 1917 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,374 (2025) |
| APN | R118713 |
| Primary APN | R118713 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Basement Area | 242 sqft |
| Unfinished Basement | 242 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,024 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000375100 |
|---|---|
| Street Address | 401 CHESTNUT ST |
| City | SACO |
| State | MT |
| Zip | 59261-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | BELL ADD - SACO, S08, T31 N, R34 E, BLOCK 001, LOTS 11, 12, 13, 14 & 15 |
| Legal Range | 34E |
| Legal Township | 31N |
| Legal Section | 08 |
| Legal Subdivision | BELL ADD - SACO |
| Legal Block | 1 |
| Legal Lot Number | 11-15 |
| Jurisdiction | PHILLIPS MT |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4432 |
| Census Tract | 60200 |
Source: Phillips County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 85, SACO, MT 59261-0085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2008 |
| Deed Sale | Mar 14, 2008 |
| Deed Book / Page | 34DO / 921 |
| Record Updated | Oct 29, 2026 |
Source: Phillips County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Phillips County |
| Municipality | Saco Town |
| Elementary School District | Saco Elementary School District (PK - 08) |
| Secondary School District | Saco High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,070 (-) | $91,070 (-) Land $2,400 Building $88,670 | |
| 2025 | $1,374.00 (+69.63%) | $91,070 (-25.05%) | $91,070 (-25.05%) Land $2,400 Building $88,670 |
| 2023 | $810.00 | $121,500 | $121,500 Land $10,012 Building $111,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1997–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SACO serves 180 people · EPA ID MT0000323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nemont DSL · Fiber in parts of the area | 30 / 5 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures