401 Chestnut St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 401 Chestnut St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,611 sqft · built 1928
Lot Size	0.09 acres (3,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jul 2026)
Tax Bill	$13,101 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05700-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`16-05700-0000-00006`
Alternative APN	`1600164000000014`

Interior

Building Area	1,611 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	3,899 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 39 ft wide

Location & Zoning

Old Parcel Number	1600164000000014
Street Address	401 CHESTNUT ST
City	NUTLEY
State	NJ
Zip	07110-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	39X100
Legal Block	5700
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	2
Census Block	2002
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 CHESTNUT ST, NUTLEY, NJ 07110-2258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 11, 2024	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 25, 2023	Deed, Transfer · Construction Mortgage BRRRR FUNDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	202648252
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 22, 2026
Property Address	401 CHESTNUT ST, NUTLEY, NJ 07110-2258
Document Number	0000048252
Instrument Date	Jul 13, 2026
Instrument	202648252
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	TITLE SERVICES, OLDE SCHOOL TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,710.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHESTNUT ST, NUTLEY, NJ 07110-2258

Mortgage

Document Number	0000048253,
Date	Jul 22, 2026
Instrument	202648253

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 11, 2024
Property Address	401 CHESTNUT ST, NUTLEY, NJ 07110-2258
Document Number	0000020796
Instrument Date	Mar 19, 2024
Instrument	2024020796
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	RIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 GARRETSON AVE, BAYONNE, NJ 07002-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHESTNUT ST, NUTLEY, NJ 07110-2258

Mortgage

Document Number	0000020797
Date	Apr 11, 2024
Instrument	2024020797

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 25, 2023
Property Address	401 CHESTNUT ST, NUTLEY, NJ 07110-2258
Document Number	0000044180
Instrument Date	Jun 6, 2023
Instrument	2023044180
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2361 CROSSING WAY, WAYNE, NJ 07470-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHESTNUT ST, NUTLEY, NJ 07110-2258

Mortgage

Document Number	0000044181
Date	Jul 25, 2023
Instrument	2023044181

Lender

Name	BRRRR FUNDER LLC
Type	Non-Lending Institution
Address	FREEHOLD, NJ 07728

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,400 (-) Land $203,900 Building $281,500	$485,400 (-) Land $203,900 Building $281,500
2025	$13,101.00 (+2.55%)	$485,400 (+32.55%) Land $203,900 Building $281,500	$485,400 (+32.55%) Land $203,900 Building $281,500
2024	$12,775.00 (+28.39%)
2023		$366,200 (+38.71%) Land $203,900 Building $162,300	$366,200 (+38.71%) Land $203,900 Building $162,300
2022	$9,950.00 (+0.53%) Veteran's exemption	$264,000 Land $149,400 Building $114,600	$264,000 Land $149,400 Building $114,600
2021	$9,898.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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