401 Cherry St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 401 Cherry St, Holyoke, MA 01040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,900 sqft · built 1800
Lot Size0.624 acres (27,195 sqft)
Owner2 Individual Names on Record
Last Sale$198,000 (Aug 2010)
Tax Bill$5,142 (2026)
Deeds & MortgagesJun 2017 Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APNHOLY M:0200 B:0000 L:5

Property Details

APN / Parcel Number

Primary APNHOLY M:0200 B:0000 L:5

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,900 sqft Living Area
Gross Area4,672 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,195 sqft (0.624 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address401 CHERRY ST
CityHOLYOKE
StateMA
Zip01040-7021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number5
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group2
Census Block2000
Census Tract812002

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 CHERRY ST, HOLYOKE, MA 01040-7021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2017Deed of Trust, Mortgage
PEOPLESBANK (HOLYOKE)
Jul 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2010 · Amount on Record
Deed SaleAug 27, 2010 · Amount on Record
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLYOKE MA
Property Address401 CHERRY ST, HOLYOKE, MA 01040-7021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21718-129
DateJun 12, 2017
Book Page21718/129
Instrument32288
Lender
NamePEOPLESBANK (HOLYOKE)
Agreement
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLYOKE MA
Recording DateJul 17, 2017
Property Address401 CHERRY ST, HOLYOKE, MA 01040-7021
Document Number21767-47
Book / Page021767 / 000047
Instrument DateJul 14, 2017
Instrument39887
Transaction TypeTransfer
Record UpdatedAug 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CHERRY ST HOLYOKE MA 010407021, HOLYOKE, MA 01040-7021

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,142.00 (+6.81%)$295,000 (+7%) Land $73,300 Building $221,700$282,251 (-18.6%)
2025$4,814.00 (+7.1%)$275,700 (+16.23%) Land $68,500 Building $207,200$346,750 (+9.41%)
2024$4,495.00 (+4.17%)$237,200 (+3.13%) Land $65,300 Building $171,900$316,920
2023$4,315.00$230,000 Land $65,300 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLYOKE WATER WORKS
serves 37,838 people · EPA ID MA1137000
Water SourceSurface water
Last State InspectionOct 2025
Lead9 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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