Simpson County property record for 401 Cherry St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft |
| Owner | Individual Name on File |
| Tax Bill | $429 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-13-045.00 |
| Primary APN | 014-00-13-045.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Width | 59 ft Width |
| Porch | Porch |
| Porch Area | 120 sqft |
| Sewer | Connected |
|---|
| Street Address | 401 CHERRY ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 401 CHERRY STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970402 |
401 Cherry St is owned and occupied by an individual who acquired it in April 2022.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 CHERRY ST, FRANKLIN, KY 42134-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO |
| Apr 22, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2022 |
| Deed Sale | Apr 22, 2022 |
| Deed Document Number | 1208277 |
| Deed Book / Page | D364 / 865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 401 CHERRY ST, FRANKLIN, KY 42134-1235 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 CHERRY ST, FRANKLIN, KY 42134-1235 |
| Document Number | 00M548/337 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | M548/337 |
| Instrument | 1223159 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42135 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 22, 2022 |
| Property Address | 401 CHERRY ST, FRANKLIN, KY 42134-1235 |
| Document Number | 00D364/865 |
| Book / Page | D364 / 865 |
| Map Reference | MB 2 PG 23 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 1208277 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Tax | $1.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 OAKLAND CT, 101, FRANKLIN, KY 42134-2401 |
| Name | Verified Name |
|---|---|
| Address | 401 CHERRY ST, FRANKLIN, KY 42134-1235 |
The 2025 property tax bill for 401 Cherry St was $429.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $429.00 | $49,000 | $49,000 |
| 2023 | $456.00 | $49,000 | $49,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Cherry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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