401 Cherry St, Cleveland, MN 56017 Property Records

Le Sueur County property record for 401 Cherry St, Cleveland, MN 56017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,230 sqft · built 1966
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Jul 2026)
Tax Bill	$2,830 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15.600.0100`

Property Details

APN / Parcel Number

Primary APN	`15.600.0100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,187 sqft
1st Floor Area	1,235 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	368 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	401 CHERRY ST
City	CLEVELAND
State	MN
Zip	56017-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY KNOLL SUB-DIV LOT-012
Legal Subdivision	CHERRY KNOLL SUB-DIV
Legal Lot Number	12
Jurisdiction	LE SUEUR MN
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3037
Census Tract	950600

Owner

Source: Le Sueur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	401 CHERRY ST, CLEVELAND, MN 56017-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Jun 1, 2018	Deed of Trust, Mortgage HOMETOWN BANK
Aug 30, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2018	Warranty Deed, Transfer MORTGAGE ELECTRONIC REGISTRATION SYSTEMS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2026463492
Prior Transfer Date	Aug 28, 2019
Prior Transfer Doc	000A423222
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE SUEUR MN
Recording Date	Jul 1, 2026
Property Address	401 CHERRY ST, CLEVELAND, MN 56017-2010
Document Number	0000463492
Instrument Date	Jun 25, 2026
Instrument	2026463492
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$76,625.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHERRY ST, CLEVELAND, MN 56017-2010

Mortgage

Document Number	0000463493,
Date	Jul 1, 2026
Instrument	2026463493

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

Mortgage

Document Number	0000463494,
Date	Jul 1, 2026
Instrument	2026463494

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE SUEUR MN
Property Address	401 CHERRY ST, CLEVELAND, MN 56017-2010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000416249
Date	Jun 1, 2018
Instrument	000000416249

Lender

Name	HOMETOWN BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LE SUEUR MN
Recording Date	Aug 30, 2019
Property Address	401 CHERRY ST, CLEVELAND, MN 56017-2010
Document Number	000A423222
Instrument Date	Aug 28, 2019
Instrument	A423222
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHERRY ST, CLEVELAND, MN 56017-2010

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE SUEUR MN
Recording Date	Jul 24, 2018
Property Address	401 CHERRY ST, CLEVELAND, MN 56017-2010
Document Number	000A417099
Instrument Date	Jul 19, 2018
Instrument	A417099
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHERRY ST, CLEVELAND, MN 56017-2010

Mortgage

Document Number	A417100
Date	Jul 24, 2018
Instrument	A417100

Lender

Name	MORTGAGE ELECTRONIC REGISTRATION SYSTEMS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Le Sueur County
Municipality	Cleveland City
Unified School District	Cleveland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,830.00 Homeowner's exemption	$213,400 (+6.49%) Land $50,000 Building $163,400	$213,400 (+6.49%) Land $50,000 Building $163,400
2025	$2,830.00 (+18.31%) Homeowner's exemption	$200,400 (+10.72%) Land $45,000 Building $155,400	$200,400 (+10.72%) Land $45,000 Building $155,400
2023	$2,392.00 Homeowner's exemption	$181,000 Land $40,000 Building $141,000	$181,000 Land $40,000 Building $141,000
2022	$2,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cleveland serves 719 people · EPA ID MN1400001
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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