401 Cherry St, Arkadelphia, AR 71923 Property Records

Clark County property record for 401 Cherry St, Arkadelphia, AR 71923

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,495 sqft
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Dec 2022)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-00910-000`

Property Details

APN / Parcel Number

Primary APN	`74-00910-000`
Alternative APNs	`8081.0` `17650`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,495 sqft Living Area
1st Floor Area	2,495 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	70 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	852 sqft
Porch	Patio
Porch Area	683 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 CHERRY ST
City	ARKADELPHIA
State	AR
Zip	71923-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNCAN'S ADDN N70' OF E120'
Legal Subdivision	DUNCANS ADDN
Legal Block	8
Jurisdiction	CLARK AR
Township / Civil Division	CADDO
Census Block Group	2
Census Block	2005
Census Tract	953602

Owner

401 Cherry St is owned and occupied by an individual who bought it in December 2022.

Source: Clark County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 CHERRY ST, ARKADELPHIA, AR 71923-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE OZARKS INC
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
May 8, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Aug 1, 1990
Deed Document Number	20223952
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	0000003952
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK AR
Recording Date	Apr 8, 2026
Property Address	401 CHERRY ST, ARKADELPHIA, AR 71923-5116
Document Number	2026R01068
Instrument Date	Apr 2, 2026
Instrument	20261068
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHERRY ST, ARKADELPHIA, AR 71923-5116

Mortgage

Document Number	0000001068,
Date	Apr 8, 2026
Instrument	20261068

Lender

Name	COMMUNITY BANK OF THE OZARKS INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK AR
Recording Date	Dec 13, 2022
Property Address	401 CHERRY ST, ARKADELPHIA, AR 71923-5116
Document Number	2022R03952
Instrument Date	Dec 12, 2022
Instrument	2022R-03952
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 371, CLIFTON, TX 76634-0371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHERRY ST, ARKADELPHIA, AR 71923-5116

Mortgage

Document Number	2022R03953
Date	Dec 13, 2022
Instrument	2022R-03953

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARK AR
Recording Date	May 8, 2018
Property Address	401 CHERRY ST, ARKADELPHIA, AR 71923-5116
Document Number	2018R01237
Instrument Date	May 8, 2018
Instrument	2018R-01237
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHERRY ST, ARKADELPHIA, AR 71923-5116

Tax Assessment & Valuation

The 2025 property tax bill for 401 Cherry St was $2,016 with a homeowner's exemption.

Source: Clark County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Arkadelphia City
County	Clark County
Unified School District	Arkadelphia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,230 (-) Land $3,600 Building $43,630	$236,150 (-) Land $18,000 Building $218,150
2025	$2,016.00 Homeowner's exemption	$47,230 Land $3,600 Building $43,630	$236,150 Land $18,000 Building $218,150
2023	$2,066.00 Homeowner's exemption	$43,910 Land $3,600 Building $40,310	$219,550 Land $18,000 Building $201,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARKADELPHIA WATERWORKS serves 11,855 people · EPA ID AR0000085
Water Source	Surface water
Last State Inspection	Feb 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Right Fiber, South Central Connect.

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