401 Chayne Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 401 Chayne Pl, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,846 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$454,990 (2022)
Tax Bill$4,251.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-25-31-5038-0001-2650
Alternative APN
  • 253128503800012650

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,846 sqft Living Area
Gross Area2,395 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address401 CHAYNE PL
CitySAINT CLOUD
StateFL
Zip34771-9193
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSUMMERLY PH 3 PB 31 PGS 120-122 LOT 265
Legal SubdivisionSUMMERLY PHASE 3
Legal Lot Number265
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records · APN 28-25-31-5038-0001-2650

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2707 PRESTWICK LN, KISSIMMEE, FL 34744-8529
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 12, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Deed Doc Number2022151327
Deed Book / Page6298 / 1035
Last Transfer DateJan 22, 2026
Transfer Doc0069121733
Record RefreshedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 23, 2026
Property Address401 CHAYNE PL, SAINT CLOUD, FL 34771-9193
Document Number0069121733
Book / Page6912 / 1733
Map ReferenceMB 31 PG 120-122
Instrument DateJan 22, 2026
Instrument2026010669
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address701 13TH ST, SAINT CLOUD, FL 34769-4529

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CHAYNE PL, SAINT CLOUD, FL 34771-9193

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 12, 2022
Property Address401 CHAYNE PL, SAINT CLOUD, FL 34771-9193
Document Number0062981035
Book / Page6298 / 1035
Map ReferenceMB 31 PG 120-122
Instrument DateOct 07, 2022
Instrument2022151327
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CHAYNE PL, SAINT CLOUD, FL 34771-9193

Mortgage

Document Number0062981042
DateOct 12, 2022
Instrument6298/1042
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,460.00 (+4.92%) Homeowner's exemption$311,682 (+5.99%)$359,900 (-0.61%) Land $75,000 Building $284,900
2024$4,251.00 (+2.11%)
2023$4,163.00 (+396.78%) Homeowner's exemption$294,076 (+390.13%)$362,100 (+503.5%) Land $70,000 Building $292,100
2022$838.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 117 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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