Dorchester County property record for 401 Charles St, Hurlock, MD 21643
| Property Type | Medical Building |
|---|---|
| Details | 1,024 sqft · built 1963 |
| Lot Size | 0.23 acres (10,026 sqft) |
| Owner | Company Name on Record |
| Last Sale | $135,000 (Apr 2021) |
| Tax Bill | $1,631 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-002999 |
| Primary APN | 15-002999 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,024 sqft Total Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 10,026 sqft (0.23 acres) |
| Porch | Slab |
| Porch Area | 128 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 002999 |
|---|---|
| Street Address | 401 CHARLES ST |
| City | HURLOCK |
| State | MD |
| Zip | 21643-3613 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | LOT 10,026 SQ. FT. 401 CHARLES STREET HURLOCK |
| Legal Subdivision | LANDS EVELYN M ENGLISH |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 15, HURLOCK |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 970200 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5611 DANIELS CHOICE RD, CAMBRIDGE, MD 21613-3363 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | Apr 15, 1999 · Amount on Record |
| Deed Book / Page | 1645 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Apr 22, 2021 |
| Property Address | 401 CHARLES ST, HURLOCK, MD 21643-3613 |
| Document Number | 0016450050 |
| Book / Page | 1645 / 50 |
| Map Reference | LB ACAB PLC 43 FO 34 |
| Instrument Date | Apr 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5611 DANIELS CHOICE ROAD, HURLOCK, MD 21643 |
| Document Number | 0000164558 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 1645/58 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Hurlock Town |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,631.00 (+12.25%) | $96,933 (+36.33%) | $109,800 (+54.21%) Land $15,000 Building $94,800 |
| 2025 | $1,453.00 (+14.41%) | ||
| 2023 | $1,270.00 | $71,100 | $71,200 Land $15,000 Building $56,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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