Craven County property record for 401 Chadwick Ave, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,441 sqft · built 1963 |
| Lot Size | 0.562 acres (24,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (May 2022) |
| Tax Bill | $4,850 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-049-013 |
| Primary APN | 6-049-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,441 sqft Living Area |
| 1st Floor Area | 2,315 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 24,492 sqft (0.562 acres) |
| Garage Type | Attached |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 102443 |
|---|---|
| Street Address | 401 CHADWICK AVE |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 SEC 2 SHERWOOD |
| Legal Subdivision | SHERWPPD FOREST |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 961301 |
401 Chadwick Ave is owned and occupied by two individuals who bought it in May 2022.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 CHADWICK AVE, HAVELOCK, NC 28532-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| May 5, 2022 | Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Jul 19, 1999 · Amount on File |
| Deed Document Number | 202210096447 |
| Deed Book / Page | 3724 / 975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 8, 2026 |
| Property Address | 401 CHADWICK AVE, HAVELOCK, NC 28532-2605 |
| Document Number | 0010155940 |
| Book / Page | 3879 / 1306 |
| Instrument Date | Aug 30, 2025 |
| Instrument | 202610155940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 401 CHADWICK AVE, HAVELOCK, NC 28532-2605 |
| Document Number | 0010155940, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 3879/1306 |
| Instrument | 202610155940 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jun 1, 2052 |
| Rate | 6.72% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 5, 2022 |
| Property Address | 401 CHADWICK AVE, HAVELOCK, NC 28532-2605 |
| Document Number | 003724/975 |
| Book / Page | 3724 / 975 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 10096447 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3332 STOCKBURY ST, 3332, AMES, IA 50010-1153 |
| Name | Verified Name |
|---|---|
| Address | 401 CHADWICK AVE, HAVELOCK, NC 28532-2605 |
| Document Number | 0003724978 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 3724/978 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2026 property tax bill for 401 Chadwick Ave was $4,850, up 2.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,850.00 (+2.45%) | $399,920 (-0.09%) Land $40,000 Building $359,920 | $399,920 (-0.09%) Land $40,000 Building $359,920 |
| 2025 | $4,734.00 | $400,290 Land $40,000 Building $360,290 | $400,290 Land $40,000 Building $360,290 |
| 2023 | $3,771.00 (+78.81%) | $329,930 (+85.09%) Land $40,000 Building $289,930 | $329,930 Land $40,000 Building $289,930 |
| 2022 | $2,109.00 | $178,250 Land $35,000 Building $143,250 | |
| 2018 | $178,250 Land $35,000 Building $143,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Chadwick Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 14 (2003–2018) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Chadwick Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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