401 Central Ave E, Velva, ND 58790 Property Records

McHenry County property record for 401 Central Ave E, Velva, ND 58790 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	16,505 sqft (0.378 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2020)
Tax Bill	$725.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`55001010928000`

Exterior

Lot Area	16,505 sqft (0.378 acres)

Location & Zoning

Street Address	401 CENTRAL AVE E
City	VELVA
State	ND
Zip	58790-7302
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0010 BLK: 6 LOT: 3-4 VELVA-KELLYS 2ND ADD LOT 3-4 BLK 6
Legal Subdivision	VELVA-KELLYS 2ND ADD
Legal Block	6
Legal Lot Number	3-4
Jurisdiction	MCHENRY ND
Minor Civil Division	VELVA
Census Blockgroup	1
Census Block	1151
Census Tract	955900

Owner

Source: McHenry County records · APN 55001010928000

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 CENTRAL AVE E, VELVA, ND 58790-7302
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GATE CITY BANK
Feb 25, 2019	Deed of Trust, Mortgage GEM FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Deed Doc Number	2020328039
Prior Transfer Date	Oct 05, 2020
Prior Transfer Doc	0000328039
Record Refreshed	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY ND
Recording Date	Oct 13, 2020
Property Address	401 CENTRAL AVE E, VELVA, ND 58790-7302
Document Number	0000328039
Instrument Date	Oct 05, 2020
Instrument	328039
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	MCHENRY ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 CENTRAL AVE E, VELVA, ND 58790-7302

Mortgage

Document Number	0000328040
Date	Oct 13, 2020
Instrument	328040

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	401 CENTRAL AVE E, VELVA, ND 58790-7302
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324953
Date	Feb 25, 2019
Instrument	324953

Lender

Name	GEM FCU
Type	Credit Union
Address	MINOT, ND 58703

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 02, 2024

Interest

Rate	3.9%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Velva City
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$725.00 (-68.64%)	$78,050 (-) Land $16,500 Building $61,550	$156,100 (-) Land $33,000 Building $123,100
2023	$2,312.00	$78,050 Land $16,500 Building $61,550	$156,100 Land $33,000 Building $123,100

Flood & Wildfire

401 Central Ave E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · McHenry County (38049C), updated March 24, 2023

FEMA Flood Zone	Zone X reduced risk due to levee; depends on levee performance
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 47th in North Dakota
Wildfire Likelihood	Low — about 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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