401 Cedar St, El Cajon, CA 92021 Property Records

San Diego County property record for 401 Cedar St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1957
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$409,000 (Sep 2016)
Tax Bill	$8,502 (2025)
Deeds & Mortgages	Sep 2023 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`483-252-01-00`

Property Details

APN / Parcel Number

Primary APN	`483-252-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,292 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	401 CEDAR ST
City	EL CAJON
State	CA
Zip	92021-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 1 TR 003397
Legal Subdivision	BROCKS RANCHO EL CAJON ESTATES
Legal Tract	003397
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	16301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 CEDAR ST, EL CAJON, CA 92021-5448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Grant Deed, Transfer
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 20, 2021	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Mar 25, 2016 · Amount on Record
Deed Document Number	2016476994
Prior Transfer Date	Jul 17, 1996
Prior Transfer Doc	0000423007
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2023
Property Address	401 CEDAR ST, EL CAJON, CA 92021-5448
Document Number	0000260278
Map Reference	MAP 3397
Instrument Date	Sep 20, 2023
Instrument	2023-0260278
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR ST, EL CAJON, CA 92021-5448

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2021
Property Address	401 CEDAR ST, EL CAJON, CA 92021-5448
Document Number	0000042225
Map Reference	MAP 3397
Instrument Date	Jan 14, 2021
Instrument	2021-0042225
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR ST, EL CAJON, CA 92021-5448

Mortgage

Document Number	0000042226
Date	Jan 20, 2021
Instrument	2021-0042226

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2021
Property Address	401 CEDAR ST, EL CAJON, CA 92021-5448
Document Number	0000042224
Instrument Date	Jan 14, 2021
Instrument	42224
Transaction Type	Transfer
Record Updated	Apr 26, 2021
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	401 CEDAR ST EL CAJON CA 920215448, EL CAJON, CA 92021-5448

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,260 (+2%) Land $520,200 Building $156,060
2025	$8,502.00 (+24.06%)	$663,000 (+28.93%) Land $510,000 Building $153,000
2023	$6,853.00 (-1.3%) Homeowner's exemption	$514,230 Land $257,115 Building $257,115
2022	$6,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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