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401 Cedar Rd, Chattahoochee, FL 32324 Property Records

Gadsden County property record for 401 Cedar Rd, Chattahoochee, FL 32324 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,316 sqft · built 1935
Lot Size0.422 acres (18,376 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jun 2023)
Tax Bill$2,097 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jul 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-33-4N-6W-0020-00000-1390

Property Details

APN / Parcel Number

Primary APN1-33-4N-6W-0020-00000-1390
Alternative APN
  • 1006620000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,922 sqft
1st Floor Area1,316 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area18,376 sqft (0.422 acres)
Lot Width100 ft Width
Garage Area407 sqft
PorchPorch
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 CEDAR RD
CityCHATTAHOOCHEE
StateFL
Zip32324-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 935 P 1111; OR 880 P 1998 O
Legal Range6W
Legal Township4N
Legal Section33
Legal SubdivisionTORREYA HEIGHTS
Legal Lot Number139
JurisdictionGADSDEN FL
Township / Civil DivisionCHATTAHOOCHEE
Census Block Group3
Census Block3015
Census Tract20400

Owner

Source: Gadsden County records · APN 1-33-4N-6W-0020-00000-1390

Assessment roll updated November 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 CEDAR RD, CHATTAHOOCHEE, FL 32324-1605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Warranty Deed, Transfer · Conventional Mortgage
LENDING HAND MORTGAGE LLC
Jul 30, 2020Warranty Deed, Transfer
HAYWARD TITLE GROUP
Jul 15, 2019Loan Modification, Mortgage
PENNYMAC
Dec 11, 2017Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Prior SaleJul 30, 2020 · Amount on Record
Deed Document Number20234336
Deed Book / Page935 / 1111
Prior Transfer DateDec 07, 2017
Prior Transfer Doc0008401608
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGADSDEN FL
Recording DateJun 12, 2023
Property Address401 CEDAR RD, CHATTAHOOCHEE, FL 32324-1605
Document Number0009351111
Book / Page935 / 1111
Map ReferenceMB 1 PG 67
Instrument DateJun 07, 2023
Instrument230004336
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1429 S MAIN ST, HANOVER TOWNSHIP, PA 18706-3216

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CEDAR RD, CHATTAHOOCHEE, FL 32324-1605

Mortgage

Document Number0009351113
DateJun 12, 2023
Instrument935/1113
Lender
NameLENDING HAND MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGADSDEN FL
Recording DateJul 30, 2020
Property Address401 CEDAR RD, CHATTAHOOCHEE, FL 32324-1605
Document Number0008801998
Book / Page000880 / 001998
Instrument DateJul 29, 2020
Instrument5411
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyHAYWARD TITLE GROUP

Transaction

AmountAmount Recorded
Tax$581.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CEDAR RD CHATTAHOOCHEE FL 323241605, CHATTAHOOCHEE, FL 32324-1605

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGADSDEN FL
Property Address401 CEDAR RD, CHATTAHOOCHEE, FL 32324-1605
Document Number0008671852
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CEDAR RD CHATTAHOOCHEE FL 323241605, CHATTAHOOCHEE, FL 32324-1605

Mortgage

Document Number0008671852
DateSep 27, 2019
Book Page000867/001852
Instrument7904
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term360 Months
DueSep 26, 2049
Interest
Rate TypeFixed Rate
Rate4%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGADSDEN FL
Recording DateDec 11, 2017
Property Address401 CEDAR RD, CHATTAHOOCHEE, FL 32324-1605
Document Number0008401608
Book / Page000840 / 001608
Instrument DateDec 07, 2017
Instrument8686
Transaction TypeTransfer
Record UpdatedJan 04, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$455.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CEDAR RD CHATTAHOOCHEE FL 323241605, CHATTAHOOCHEE, FL 32324-1605

Mortgage

Document Number8401609
DateDec 11, 2017
Book Page000840/001609
Instrument8687
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

Source: Gadsden County records · Assessment roll updated November 17, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyGadsden County
MunicipalityChattahoochee City
Unified School DistrictGadsden County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,097.00 (+0.33%)$121,458 (+1.14%) Land $14,065 Building $107,393$121,458 (+1.14%) Land $14,065 Building $107,393
2024$2,090.00 (+281.39%)$120,086 (+70.8%) Land $13,260 Building $106,826$120,086 (+25.87%) Land $13,260 Building $106,826
2023$548.00 (+1.67%) Homeowner's exemption$70,308 (+3%)$95,406 (+6.21%) Land $10,500 Building $84,906
2022$539.00 Homeowner's exemption$68,261$89,824 Land $8,000 Building $81,824

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gadsden County (12039C), updated July 1, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120390204003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1994–1998)
Most Recent ClaimMar 1998, rainfall accumulation, Severe Storms, High Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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