401 Cedar Ln, Washington, NC 27889 Property Records

Beaufort County property record for 401 Cedar Ln, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 2000
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,500 (Jul 2025)
Tax Bill	$2,680 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5667-74-3481`

Property Details

APN / Parcel Number

Primary APN	`5667-74-3481`
Alternative APN	`12019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,720 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	276 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 CEDAR LN
City	WASHINGTON
State	NC
Zip	27889-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Description	LOT 1 BLK C IRON CREEK PH-1
Legal Subdivision	IRON CREEK
Legal Block	C
Legal Lot Number	1
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2022
Census Tract	930200

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 CEDAR LN, WASHINGTON, NC 27889-9036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Jul 3, 2025 · Amount on Record
Deed Document Number	20252952
Deed Book / Page	2204 / 922
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Jul 3, 2025
Property Address	401 CEDAR LN, WASHINGTON, NC 27889-9036
Document Number	002204/922
Book / Page	2204 / 922
Map Reference	CAB F SL 32-10
Instrument Date	Jun 2, 2025
Instrument	2025002952
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6738 E NC 150 HWY # HWY48, HWY48, SHERRILLS FORD, NC 28673-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR LN, WASHINGTON, NC 27889-9036

Mortgage

Document Number	2025002953
Date	Jul 3, 2025
Instrument	2025002953

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington City
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,680.00 (+12.79%)	$272,533 (+16.23%) Land $25,295 Building $247,238
2025	$2,376.00 (+10.15%)	$234,478 (+42.9%) Land $24,668 Building $209,810	$272,533 (+66.09%) Land $25,295 Building $247,238
2023	$2,157.00	$164,087 Land $22,000 Building $142,087
2018			$164,087 Land $22,000 Building $142,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	45 (1996–2018)
Claims Outside the SFHA	5 of 45
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 14 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20