401 Cedar Grove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 401 Cedar Grove Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1973
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jan 2021)
Tax Bill	$4,955 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-01405100`

Property Details

APN / Parcel Number

Primary APN	`01-904-01405100`
Alternative APNs	`190401405100` `90401405100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90401405100
Street Address	401 CEDAR GROVE RD
City	EDGEWATER
State	MD
Zip	21037-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 2291 TO 2295 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	2291
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 CEDAR GROVE RD, EDGEWATER, MD 21037-2916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2021	Grant Deed, Transfer · Conventional with PMI PRESIDENTIAL BK
Jan 15, 2021	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Jun 24, 2020	Grant Deed, Transfer FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Book / Page	35954 / 208
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 10, 2026
Property Address	401 CEDAR GROVE RD, EDGEWATER, MD 21037-2916
Document Number	4260000261
Book / Page	42608 / 261
Instrument Date	Aug 3, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR GROVE RD, EDGEWATER, MD 21037-2916

Mortgage

Document Number	4260000261,
Date	Aug 10, 2026
Book Page	42608/261

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 14, 2021
Property Address	401 CEDAR GROVE RD, EDGEWATER, MD 21037-2916
Document Number	0359540208
Book / Page	035954 / 000208
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR GROVE RD EDGEWATER MD 210372916, EDGEWATER, MD 21037-2916

Mortgage

Document Number	359540214
Date	Jan 14, 2021
Book Page	035954/000214

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 15, 2021
Property Address	401 CEDAR GROVE RD, EDGEWATER, MD 21037-2916
Document Number	0359540208
Book / Page	35954 / 208
Map Reference	MB 8 FO 9
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	401 CEDAR GROVE RD, EDGEWATER, MD 21037-2916

Mortgage

Document Number	35954214
Date	Jan 15, 2021
Instrument	35954/214

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 24, 2020
Property Address	401 CEDAR GROVE RD, EDGEWATER, MD 21037-2916
Document Number	0347940001
Book / Page	034794 / 000001
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3726 M CREEK RD EDGEWATER MD 21037, EDGEWATER, MD 21037

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,400 (+19.4%) Land $238,000 Building $153,400	$391,400 (+19.4%) Land $238,000 Building $153,400
2025	$4,955.00 (+38.45%)
2023	$3,579.00	$327,800 Land $183,500 Building $144,300	$327,800 Land $183,500 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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