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401 Cannon St, Chestertown, MD 21620 Property Records

Kent County property record for 401 Cannon St, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,088 sqft · built 1900
Lot Size0.117 acres (5,114 sqft)
Owner2 Individual Names on File
Last Sale$318,000 (Jun 2016)
Tax Bill$7,212 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-004825

Property Details

APN / Parcel Number

Primary APN04-004825
Alternative APNs
  • 4004825
  • 004825

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,088 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialSlate
Lot Area5,114 sqft (0.117 acres)
Lot Dimensions138 ft deep x 36 ft wide
PorchSlab
Porch Area354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number004825
Street Address401 CANNON ST
CityCHESTERTOWN
StateMD
Zip21620-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionLOT 36.9X138.6 401 E CANNON ST CHESTERTOWN
Legal SubdivisionCHESTERTOWN
Legal Lot Number401
JurisdictionKENT MD
Township / Civil Division4, CHESTERTOWN
Census Block Group4
Census Block4013
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chestertown Historic District (Boundary Increase)
listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 Cannon St is owned and occupied by two individuals who bought it in June 2016.

Source: Kent County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address401 CANNON ST, CHESTERTOWN, MD 21620-1329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2016 · Amount on File
Deed SaleJun 21, 2016 · Amount on File
Prior SaleJun 29, 2000 · Amount on File
Deed Book / Page869 / 218
Transfer Doc0000000430
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address401 CANNON ST, CHESTERTOWN, MD 21620-1329
Document Number0009700282
Instrument DateOct 13, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018
Title CompanySOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address401 CANNON ST CHESTERTOWN MD 216201329, CHESTERTOWN, MD 21620-1329

Mortgage

Document Number0009700282
DateOct 19, 2018
Book Page000970/000282
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 401 Cannon St was $7,212, up 2.1% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
MunicipalityChestertown Town
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,212.00 (+2.1%)$460,200$479,000 Land $140,700 Building $338,300
2025$7,064.00
2023$4,793.00$355,467$450,800 Land $140,700 Building $310,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Cannon St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 individual policies
Nearby Flood Policies52 units insured
incl. 12 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA1 of 31
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Cannon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESTERTOWN
serves 5,400 people · EPA ID MD0140002
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber		10,000 / 10,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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