401 Campus St, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 401 Campus St, Charlotte, NC 28216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft · built 1931
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$66,937 (Dec 2005)
Tax Bill	$2,013 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-035-54`

Property Details

APN / Parcel Number

Primary APN	`069-035-54`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	132 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 CAMPUS ST
City	CHARLOTTE
State	NC
Zip	28216-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22MF
Legal Description	SEE 6903554
Legal Block	5
Legal Lot Number	54
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	4700

Owner

Source: Mecklenburg County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 TACOMA ST, ASHEVILLE, NC 28801-1649
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 12, 2021	Deed, Transfer · Commercial Mortgage CHARLOTTE METRO FCU
Feb 6, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2005 · Amount on Record
Deed Sale	Dec 16, 2005 · Amount on Record
Prior Sale	Jan 17, 2003 · Amount on Record
Deed Document Number	2005251393
Deed Book / Page	19769 / 815
Prior Transfer Date	Dec 15, 2005
Prior Transfer Doc	0000251393
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 24, 2026
Property Address	401 CAMPUS ST, CHARLOTTE, NC 28216-5305
Document Number	0000091154
Book / Page	40668 / 518
Instrument Date	Aug 21, 2026
Instrument	202691154
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000091154,
Date	Aug 24, 2026
Book Page	40668/518
Instrument	202691154

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 12, 2021
Property Address	401 CAMPUS ST, CHARLOTTE, NC 28216-5305
Document Number	0000094804
Book / Page	36056 / 534
Instrument Date	May 12, 2021
Instrument	2021094804
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 TACOMA ST, ASHEVILLE, NC 28801-1649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 TACOMA ST, ASHEVILLE, NC 28801-1649

Mortgage

Document Number	0000094805
Date	May 12, 2021
Instrument	2021094805

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 6, 2019
Property Address	401 CAMPUS ST, CHARLOTTE, NC 28216-5305
Document Number	0000013574
Book / Page	033269 / 000989
Instrument Date	May 31, 2018
Instrument	13574
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 2741 HUNTERSVILLE NC 280702741, HUNTERSVILLE, NC 28070-2741

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,013.00 (+2.23%)	$239,800 Land $220,000 Building $19,800	$239,800 Land $220,000 Building $19,800
2024	$1,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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