401 Cabot St, Apt 2, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 401 Cabot St, Apt 2, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 644 sqft · built 1900
Lot Size	0.088 acres (3,851 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Aug 2025)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Jan 2023 Refinance Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12549`

Property Details

APN / Parcel Number

Primary APN	`12549`
Alternative APNs	`BEVE M:0030 B:0171 L:0002` `CN`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	6 Units
Stories	1 Story
Building Area	644 sqft Living Area
Gross Area	684 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	3,851 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12549
Street Address	401 CABOT ST, 2
City	BEVERLY
State	MA
Zip	01915-3145
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CN
Legal Block	171
Legal Lot Number	2
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	5
Census Block	5006
Census Tract	217300

Owner

401 Cabot St, Apt 2 is owned and occupied by two individuals who bought it in August 2025.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 CABOT ST, 2, BEVERLY, MA 01915-3145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Aug 28, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Dec 15, 2005 · Amount on File
Deed Book / Page	42915 / 408
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	401 CABOT ST APT 2, 2, BEVERLY, MA 01915-3145
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041395-593
Date	Jan 12, 2023
Book Page	41395/593
Instrument	20230112000470

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Aug 28, 2025
Property Address	401 CABOT ST APT 2, 2, BEVERLY, MA 01915-3145
Document Number	042915-408
Book / Page	42915 / 408
Instrument Date	Aug 28, 2025
Instrument	20250828001140
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 CABOT ST APT 2, 2, BEVERLY, MA 01915-3145

Mortgage

Document Number	20250828001150
Date	Aug 28, 2025
Instrument	20250828001150

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 401 Cabot St, Apt 2 was $2,607, up 3% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,607.00 (+3.04%)	$237,200 (+5.28%) Building $237,200	$292,220
2024	$2,530.00 (+8.03%)	$225,300 (+8.32%) Building $225,300
2023	$2,342.00	$208,000 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Cabot St, Apt 2 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Cabot St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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