401 Byrd St, Covington, KY 41011 Property Records

Kenton County property record for 401 Byrd St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,664 sqft · built 1920
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`055-31-06-001.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-06-001.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,664 sqft Finished Area
Gross Area	2,116 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	401 BYRD ST
City	COVINGTON
State	KY
Zip	41011-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL & BRACE BLK F LOT 1 25'X 100' SE CORNER BYRD & WHEELER
Legal Subdivision	POWELL & BRACE
Legal Phase	F
Legal Block	F
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1012
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 BYRD ST, COVINGTON, KY 41011-3548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 16, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Oct 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 2, 2020
Transfer Doc	0005900093
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	401 BYRD ST, COVINGTON, KY 41011-3548
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BYRD ST, COVINGTON, KY 41011-3548

Mortgage

Document Number	0005900194
Date	Sep 25, 2023
Book Page	KCM 494/535
Instrument	23092505900194

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Dec 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	401 BYRD ST, COVINGTON, KY 41011-3548
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BYRD ST, COVINGTON, KY 41011-3548

Mortgage

Document Number	0005900083
Date	Dec 14, 2022
Book Page	428/138
Instrument	22121405900083

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	401 BYRD ST, COVINGTON, KY 41011-3548
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900235
Date	May 2, 2022
Book Page	366/577
Instrument	22050205900235

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 1, 2027

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	401 BYRD ST, COVINGTON, KY 41011-3548
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900250
Date	Dec 6, 2021
Book Page	311/352
Instrument	21120605900250

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KENTON KY
Recording Date	Oct 16, 2020
Property Address	401 BYRD ST, COVINGTON, KY 41011-3548
Document Number	0000000092
Book / Page	000049 / 000982
Instrument Date	Sep 2, 2020
Instrument	92
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BYRD ST COVINGTON KY 410113548, COVINGTON, KY 41011-3548

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 16, 2020
Property Address	401 BYRD ST, COVINGTON, KY 41011-3548
Document Number	0000000093
Book / Page	000049 / 000984
Instrument Date	Sep 2, 2020
Instrument	93
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BYRD ST COVINGTON KY 410113548, COVINGTON, KY 41011-3548

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,600 (+32.99%) Land $10,000 Building $120,600	$130,600 (+32.99%) Land $10,000 Building $120,600
2025	$1,301.00 (-0.54%)	$98,200 (-) Land $5,000 Building $93,200	$98,200 (-) Land $5,000 Building $93,200
2023	$1,308.00	$98,200 Land $5,000 Building $93,200	$98,200 Land $5,000 Building $93,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Byrd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures