401 Busby Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 401 Busby Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,612 sqft · built 1981
Lot Size	0.11 acres (4,809 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Mar 2026)
Tax Bill	$5,872 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31191-700`

Property Details

APN / Parcel Number

Primary APN	`05-31191-700`
Alternative APN	`0107 00037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,612 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,809 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	208 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 BUSBY AVE
City	LANCASTER
State	OH
Zip	43130-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING MILL ADD LOT 151
Legal Subdivision	ROLLING MILL ADD
Legal Lot Number	151
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4017
Census Tract	31700

Owner

Source: Fairfield County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	365 S 4TH ST, COLUMBUS, OH 43215-5422
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit FAIRFIELD FSLA
Mar 5, 2026	Warranty Deed, Transfer · VA Mortgage CME FCU
Jul 24, 2023	Fiduciary Deed, Transfer VALMER LAND TITLE AGENCY
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRFIELD FED'L S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	20263525
Prior Transfer Date	Dec 12, 2008
Prior Transfer Doc	0000022587
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	401 BUSBY AVE, LANCASTER, OH 43130-2814
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002384
Date	Jan 31, 2022
Instrument	202200002384

Lender

Name	FAIRFIELD FSLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 5, 2026
Property Address	401 BUSBY AVE, LANCASTER, OH 43130-2814
Document Number	0000003525
Map Reference	MB 1 PG 98
Instrument Date	Jan 13, 2026
Instrument	202600003525
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 S 4TH ST, COLUMBUS, OH 43215-5422

Mortgage

Document Number	0000003608
Date	Mar 5, 2026
Instrument	202600003608

Lender

Name	CME FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2056

July 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 24, 2023
Property Address	401 BUSBY AVE, LANCASTER, OH 43130-2814
Document Number	0000011268
Map Reference	MB 1 PG 15
Instrument Date	Jul 18, 2023
Instrument	202300011268
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1725 LANCASTER NEWARK RD NE, LANCASTER, OH 43130-1052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	401 BUSBY AVE, LANCASTER, OH 43130-2814
Document Number	0000008579
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401 BUSBY AVE LANCASTER OH 431302814, LANCASTER, OH 43130-2814

Mortgage

Document Number	0000008579
Date	May 4, 2020
Book Page	001822/001313
Instrument	8579

Lender

Name	FAIRFIELD FED'L S&L
Type	Federal Savings Bank
Address	LANCASTER, OH 43130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2035

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,250 (+4.49%) Land $10,770 Building $57,480	$195,000 (+4.48%) Land $30,780 Building $164,220
2024	$5,872.00 (+147.24%)
2023	$2,375.00	$65,320 (+0.86%) Land $7,140 Building $58,180
2022	Homeowner's exemption	$64,760 Land $7,140 Building $57,620	$186,630 Land $20,390 Building $166,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Busby Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures