401 Buffalo Run Rd, Buffalo, MN 55313 Property Records

Wright County property record for 401 Buffalo Run Rd, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1999
Lot Size	0.275 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Dec 2025)
Tax Bill	$3,616 (2026)
Deeds & Mortgages	May 2026 Transfer Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-113-001040`

Property Details

APN / Parcel Number

Primary APN	`103-113-001040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	813 sqft
Finished Basement	813 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,001 sqft (0.275 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 BUFFALO RUN RD
City	BUFFALO
State	MN
Zip	55313-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-06 TWP-119 RANGE-025 BUFFALO RUN ESTATES LOT-004 BLOCK-001 001
Legal Range	025
Legal Township	119
Legal Section	06
Legal Subdivision	BUFFALO RUN ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4023
Census Tract	100701

Owner

401 Buffalo Run Rd is owned and occupied by two individuals who acquired it in May 2026.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Oct 15, 2009
Deed Document Number	20251590698
Last Transfer Date	May 11, 2026
Transfer Doc	0001602236
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WRIGHT MN
Recording Date	May 11, 2026
Property Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427
Document Number	0001602236
Instrument Date	May 11, 2026
Instrument	20261602236
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427

Mortgage

Document Number	00A1499520
Date	Feb 24, 2022
Instrument	A1499520

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 1, 2025
Property Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427
Document Number	00A1590698
Instrument Date	Oct 31, 2025
Instrument	A1590698
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427

Mortgage

Document Number	00A1590699
Date	Dec 1, 2025
Instrument	A1590699

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARTNERS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001397537
Date	Jun 11, 2019
Instrument	1397537

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	401 BUFFALO RUN RD, BUFFALO, MN 55313-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARTNERS TITLE RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001418607
Date	Feb 14, 2020
Instrument	1418607

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 401 Buffalo Run Rd was $3,616, up 2.6% from the year before.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,616.00 (+2.55%)	$317,700 (+3.76%) Land $75,000 Building $242,700	$317,700 (+3.76%) Land $75,000 Building $242,700
2025	$3,526.00	$306,200 Land $75,000 Building $231,200	$306,200 Land $75,000 Building $231,200
2023	$3,396.00 (+4.11%)	$299,600 Land $70,000 Building $229,600	$299,600 Land $70,000 Building $229,600
2022	$3,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Buffalo Run Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Buffalo Run Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xtratyme Technologies.

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