Will County property record for 401 Bruce Rd, Lockport, IL 60441
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Sep 2000) |
| Tax Bill | $4,123 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-04-26-307-043 |
| Primary APN | 11-04-26-307-043 |
|---|
| Lot Area | 18,731 sqft (0.43 acres) |
|---|
| Street Address | 401 BRUCE RD |
|---|---|
| City | LOCKPORT |
| State | IL |
| Zip | 60441-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (EX THE N 255 FT THROF) IN ARTHUR T MC INTOSH CO'S BRUCE ROAD FARMS, A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 26, |
| Legal Range | 10E |
| Legal Township | 36N |
| Legal Section | 26 |
| Legal Subdivision | ARTHUR T MC INTOSH |
| Legal Lot Number | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 880702 |
Source: Will County records · APN 11-04-26-307-043
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 BRUCE RD, LOCKPORT, IL 60441-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 16, 2023 | Deed of Trust, Mortgage · Land Contract ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2000 · Amount on Record |
| Deed Sale | Sep 22, 2000 · Amount on Record |
| Deed Document Number | 2000102463 |
| Last Transfer Date | Dec 12, 2012 |
| Transfer Doc | 0000000507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 401 BRUCE RD, LOCKPORT, IL 60441-4803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | PRIORITY TITLE COMPANY, PTC |
| Name | Verified Name |
|---|---|
| Address | 401 BRUCE RD, LOCKPORT, IL 60441-4803 |
| Document Number | 0000010714 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | R2026010714 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 401 BRUCE RD, LOCKPORT, IL 60441-4803 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000060503 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | R2023060503 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate | 7.37% |
|---|---|
| Change Frequency | 2 Years |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Lockport Township |
| Elementary School District | Fairmont School District 89 (PK - 08) |
| Secondary School District | Lockport Township High School District 205 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,123.00 (+24.49%) | ||
| 2024 | $54,519 (+27.99%) Land $29,392 Building $25,127 | $163,557 (+27.99%) Land $88,176 Building $75,381 | |
| 2022 | $3,312.00 Homeowner's exemption | $42,597 Land $22,966 Building $19,631 | $127,791 Land $68,898 Building $58,893 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1982–1994) |
| Most Recent Claim | Jun 1994 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Bertram Communications, T-Mobile USA.
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JOLIET serves 160,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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