401 Briarwood Rd, Sylva, NC 28779 Property Records

Jackson County property record for 401 Briarwood Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Apr 2022)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7641-10-0910`

Property Details

APN / Parcel Number

Primary APN	`7641-10-0910`
Alternative APN	`174074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Heated Area
1st Floor Area	1,836 sqft
Basement Area	2,052 sqft
Unfinished Basement	2,052 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	216 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	401 BRIARWOOD RD
City	SYLVA
State	NC
Zip	28779-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR1
Legal Description	LT 4 BRIARWOOD
Legal Subdivision	BRIARWOOD SUBDIVISION
Legal Lot Number	4
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2028
Census Tract	950400

Owner

401 Briarwood Rd is owned by two individuals who bought it in April 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 304, WEBSTER, NC 28788-0304
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
Apr 29, 2022	Warranty Deed, Transfer DAVID M ROSE & TERRY V ROSE TRUST
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Jun 9, 2014 · Amount on File
Deed Book / Page	2333 / 842
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	401 BRIARWOOD RD, SYLVA, NC 28779
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023150767
Date	Sep 28, 2021
Book Page	2315/767

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	401 BRIARWOOD RD, SYLVA, NC 28779
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022771553
Date	Sep 25, 2020
Book Page	2277/1553

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 29, 2022
Property Address	401 BRIARWOOD RD, SYLVA, NC 28779
Document Number	0023330842
Book / Page	2333 / 842
Map Reference	MB 4 PG 63
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 33, WEBSTER, NC 28788-0033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 MOUNTAIN LAKE DR, WAYNESVILLE, NC 28785-8320

Mortgage

Document Number	0002333845
Date	Apr 29, 2022
Instrument	2333/845

Lender

Name	DAVID M ROSE & TERRY V ROSE TRUST
Type	Private Party

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	401 BRIARWOOD RD, SYLVA, NC 28779
Document Number	0022130864
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 BRIARWOOD RD SYLVA NC 28779, SYLVA, NC 28779

Mortgage

Document Number	0022130864
Date	May 7, 2018
Book Page	002213/000864

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 6, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 401 Briarwood Rd was $1,949.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Webster Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,919 Land $33,360 Building $479,559
2025	$1,949.00
2023	$1,413.00	$372,100 Land $33,360 Building $338,740

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 Briarwood Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Briarwood Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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