401 Breck Dr, Caro, MI 48723 Property Records

Tuscola County property record for 401 Breck Dr, Caro, MI 48723

Property Summary

Property Type	Other
Details	3 bd · 1.5 ba · 1,128 sqft · built 1961
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (May 2019)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2023 Transfer + 5 more
Flood Zone	Zone A (high risk)
APN	`002-035-110-2800-00`

Property Details

APN / Parcel Number

Primary APN	`002-035-110-2800-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,128 sqft Building Perimeter
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	30,492 sqft (0.7 acres)
Garage Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 BRECK DR
City	CARO
State	MI
Zip	48723-1227
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ALM-35 SEC 35 T13N R9E LOT 28 ASHBRECK SUB.
Legal Range	09E
Legal Township	13N
Legal Section	35
Legal Subdivision	ASHBRECK SUB
Legal Lot Number	28
Jurisdiction	TUSCOLA MI
Township / Civil Division	ALMER
Census Block Group	1
Census Block	1033
Census Tract	500

Owner

401 Breck Dr is owned and occupied by two individuals who acquired it in December 2023.

Source: Tuscola County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 BRECK DR, CARO, MI 48723-1227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2023	Intrafamily Transfer, Transfer
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jun 27, 2019	Grant Deed, Transfer NOT AVAILABLE
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BK
Apr 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Book / Page	1423 / 313
Last Transfer Date	Dec 13, 2023
Transfer Doc	01543/1412
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Dec 8, 2025
Property Address	401 BRECK DR, CARO, MI 48723-1227
Document Number	01587/1147
Book / Page	1587 / 1147
Map Reference	LB 2 PG 8
Instrument Date	Dec 5, 2025
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 BRECK DR, CARO, MI 48723-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 BRECK DR, CARO, MI 48723-1230

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUSCOLA MI
Recording Date	Dec 14, 2023
Property Address	401 BRECK DR, CARO, MI 48723-1227
Document Number	01543/1412
Book / Page	1543 / 1412
Map Reference	LB 2 PG 8
Instrument Date	Dec 13, 2023
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 BRECK DR, CARO, MI 48723-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BRECK DR, CARO, MI 48723-1227

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	401 BRECK DR, CARO, MI 48723-1227
Document Number	0014630576
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 BRECK DR CARO MI 487231227, CARO, MI 48723-1227

Mortgage

Document Number	0014630576
Date	Nov 23, 2020
Book Page	001463/000576

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Term	240 Months
Due	Nov 22, 2040

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jun 27, 2019
Property Address	401 BRECK DR, CARO, MI 48723-1227
Document Number	0014250429
Book / Page	001425 / 000429
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$675.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BRECK DR CARO MI 487231227, CARO, MI 48723-1227

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	May 24, 2019
Property Address	401 BRECK DR, CARO, MI 48723-1227
Document Number	0014230313
Book / Page	001423 / 000313
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 N HEISTERMAN ST BAD AXE MI 484131241, BAD AXE, MI 48413-1241

Mortgage

Document Number	14230315
Date	May 24, 2019
Book Page	001423/000315

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Apr 5, 2019
Property Address	401 BRECK DR, CARO, MI 48723-1227
Document Number	0014190589
Book / Page	001419 / 000589
Instrument Date	Mar 19, 2019
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TUSCOLA MI
Recording Date	Mar 7, 2019
Property Address	401 BRECK DR, CARO, MI 48723-1227
Document Number	0014170638
Book / Page	001417 / 000638
Instrument Date	Feb 21, 2019
Transaction Type	Foreclosure
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$661.34
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4200 E BELTLINE AVE NE GRAND RAPIDS MI 495259783, GRAND RAPIDS, MI 49525-9783

Tax Assessment & Valuation

The 2025 property tax bill for 401 Breck Dr was $2,324 with a homeowner's exemption, up 16% from the year before.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Almer Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,324.00 (+15.97%) Homeowner's exemption	$81,000	$162,000
2024	$2,004.00
2023		$74,200 (+15.04%)	$148,400 (+15.04%)
2022		$64,500	$129,000
2020	$1,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Breck Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Breck Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: TEC Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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