401 Boundary Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 401 Boundary Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1930
Lot Size	0.105 acres (4,583 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2024)
Tax Bill	$1,645 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-149379`

Property Details

APN / Parcel Number

Primary APN	`07-149379`
Alternative APNs	`7149379` `149379`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Metal
Lot Area	4,583 sqft (0.105 acres)
Porch	Slab
Porch Area	24 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	149379
Street Address	401 BOUNDARY AVE
City	CAMBRIDGE
State	MD
Zip	21613-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4,583 SQ. FT. 401 BOUNDARY AVENUE CAMBRIDGE
Legal Subdivision	PART OF THE LAND OF LEONA PAUL TRUITT
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1017
Census Tract	970600

Owner

401 Boundary Ave is owned and occupied by an individual who bought it in August 2024.

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 BOUNDARY AVE, CAMBRIDGE, MD 21613-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage CMG MORTGAGE INC
Dec 6, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Sep 12, 2002 · Amount on File
Deed Book / Page	1896 / 294
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	0015520191
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	401 BOUNDARY AVE, CAMBRIDGE, MD 21613-2820
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019630279
Date	Sep 10, 2025
Book Page	1963/279

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2054

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	401 BOUNDARY AVE, CAMBRIDGE, MD 21613-2820
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019630276
Date	Sep 10, 2025
Book Page	1963/276

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone First Mortgage

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 6, 2019
Property Address	401 BOUNDARY AVE, CAMBRIDGE, MD 21613-2820
Document Number	0015520196
Book / Page	001552 / 000196
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	13 OAK ST CAMBRIDGE MD 216131238, CAMBRIDGE, MD 21613-1238

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 6, 2019
Property Address	401 BOUNDARY AVE, CAMBRIDGE, MD 21613-2820
Document Number	0015520191
Book / Page	001552 / 000191
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	79 BENTZ MILL RD EAST BERLIN PA 173169114, EAST BERLIN, PA 17316-9114

Tax Assessment & Valuation

The 2026 property tax bill for 401 Boundary Ave was $1,645, up 5.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,645.00 (+5.18%)	$88,067 (+5.72%)	$97,600 (+17.17%) Land $30,100 Building $67,500
2025	$1,564.00	$83,300 Land $30,100 Building $53,200	$83,300 Land $30,100 Building $53,200
2023	$1,374.00 Homeowner's exemption	$74,367	$83,300 Land $30,100 Building $53,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Boundary Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Boundary Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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