401 Bethlehem Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 401 Bethlehem Rd, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,344 sqft · built 1990
Lot Size	14.9 acres (649,480 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2018)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0678-00-07-9831`

Property Details

APN / Parcel Number

Primary APN	`0678-00-07-9831`
Alternative APN	`67595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,344 sqft Heated Area
Flooring	Carpet
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	649,480 sqft (14.9 acres)
Lot Width	300 ft Width
Porch	Porch
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	67595
Street Address	401 BETHLEHEM RD
City	OLD FORT
State	NC
Zip	28762-5739
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	197,315
Jurisdiction	MCDOWELL NC
Township / Civil Division	CROOKED CREEK
Census Block Group	3
Census Block	3000
Census Tract	970800

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 BETHLEHEM RD, OLD FORT, NC 28762-5739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit ASHEVILLE SAVINGS BANK SSB
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	0000123994
Deed Book / Page	1239 / 94
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	401 BETHLEHEM RD, OLD FORT, NC 28762-5739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012060666
Date	Mar 3, 2017
Book Page	1206/0666
Instrument	2017001034

Lender

Name	ASHEVILLE SAVINGS BANK SSB
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 19, 2018
Property Address	401 BETHLEHEM RD, OLD FORT, NC 28762-5739
Document Number	0012390094
Book / Page	1239 / 0094
Map Reference	MB 29 PG 87
Instrument Date	Mar 16, 2018
Instrument	2018001159
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25265, CHRISTIANSTED, VI 00824-1265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 BETHLEHEM RD, OLD FORT, NC 28762-5739

Mortgage

Document Number	2018001160
Date	Mar 19, 2018
Instrument	2018001160

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 19, 2018
Property Address	401 BETHLEHEM RD, OLD FORT, NC 28762-5739
Document Number	0012390091
Book / Page	1239 / 0091
Map Reference	MB 29 PG 87
Instrument Date	Mar 16, 2018
Instrument	2018001158
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25265, CHRISTIANSTED, VI 00824-1265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 BETHLEHEM RD, OLD FORT, NC 28762-5739

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00 (+2.88%)	$398,550 (-) Land $150,400 Building $248,150
2023	$2,742.00	$398,550 Land $150,400 Building $248,150	$398,550 Land $150,400 Building $248,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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