401 Bella Pl, Lathrop, CA 95330 Property Records

San Joaquin County property record for 401 Bella Pl, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,178 sqft · built 1982
Lot Size0.144 acres (6,278 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Jun 2022)
Tax Bill$6,035 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Nov 2020 Mortgage
+ 4 more
Flood ZoneZone X (reduced by levee)
APN196-230-430-000

Property Details

APN / Parcel Number

Primary APN196-230-430-000
Alternative APN
  • 196-230-43

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,278 sqft (0.144 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number196-230-43
Street Address401 BELLA PL
CityLATHROP
StateCA
Zip95330-9442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-31-1992 FROM ORIGINAL APN 195-420-43
Legal SubdivisionEAGLE PARK
Legal Tract1043
Legal Block2
Legal Lot Number43
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2015
Census Tract5129

Owner

401 Bella Pl is owned and occupied by two individuals who bought it in June 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address401 BELLA PL, LATHROP, CA 95330-9442
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Grant Deed, Transfer · Conventional Mortgage
THE GOLDEN 1 CU
Nov 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 11, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 11, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 11, 2017Grant Deed, Transfer
STEARNS LNDG
Mar 28, 2017Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2022 · Amount on File
Deed SaleJun 1, 2022 · Amount on File
Prior SaleAug 11, 2017 · Amount on File
Deed Document Number202269171
Prior Transfer DateNov 5, 2020
Prior Transfer Doc0000153604
Record UpdatedOct 29, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 1, 2022
Property Address401 BELLA PL, LATHROP, CA 95330-9442
Document Number0000069171
Map ReferenceMB 25 PG 18
Instrument DateMay 25, 2022
Instrument2022-069171
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 BELLA PL, LATHROP, CA 95330-9442
InvestorPossibly a Property Investor

Mortgage

Document Number0000069172
DateJun 1, 2022
Instrument2022-069172
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.37%
Index1-Year CMT
Max Rate9.37%

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateNov 10, 2020
Property Address401 BELLA PL, LATHROP, CA 95330-9442
Document Number0000153604
Map ReferenceVOL 25 PG 18
Instrument DateNov 5, 2020
Instrument2020-153604
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 BELLA PL, LATHROP, CA 95330-9442

Mortgage

Document Number0000153605
DateNov 10, 2020
Instrument2020-153605
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 11, 2017
Property Address401 BELLA PL, LATHROP, CA 95330-9442
Document Number0000091537
Instrument DateAug 8, 2017
Instrument91537
Transaction TypeTransfer
Record UpdatedOct 4, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 4233 MANTECA CA 953370004, MANTECA, CA 95337-0004

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 11, 2017
Property Address401 BELLA PL, LATHROP, CA 95330-9442
Document Number0000091536
Instrument DateAug 8, 2017
Instrument91536
Transaction TypeTransfer
Record UpdatedOct 4, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 804 MANTECA CA 953361134, MANTECA, CA 95336-1134

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 11, 2017
Property Address401 BELLA PL, LATHROP, CA 95330-9442
Document Number0000091538
Instrument DateAug 7, 2017
Instrument91538
Transaction TypeTransfer
Record UpdatedOct 5, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$391.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 BELLA PL LATHROP CA 953309442, LATHROP, CA 95330-9442

Mortgage

Document Number91539
DateAug 11, 2017
Instrument91539
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
AmountAmount on Record
Term360 Months
DueAug 10, 2047

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 28, 2017
Property Address401 BELLA PL, LATHROP, CA 95330-9442
Document Number0000034827
Instrument DateMar 14, 2017
Instrument34827
Transaction TypeForeclosure
Record UpdatedApr 5, 2017

Transaction

AmountAmount on Record
Tax$227.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 804 MANTECA CA 953361134, MANTECA, CA 95336-1134

Tax Assessment & Valuation

The 2026 property tax bill for 401 Bella Pl was $6,035, down 5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,035.00 (-4.96%)
2025$6,350.00$538,900 Land $160,000 Building $378,900
2023$6,693.00 (+43.29%)$566,100 Land $168,300 Building $397,800$511,470
2022$4,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Bella Pl in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Bella Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband.

Nearby Properties on Bella Pl

Nearby Streets

Search Property Records by Address or Parcel Number