401 Bareback Trl, Harker Heights, TX 76548 Property Records

Bell County property record for 401 Bareback Trl, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Details2,319 sqft · built 2004
Lot Size0.347 acres (15,150 sqft)
OwnerIndividual Name on File
Tax Bill$4,575 (2023)
Deeds & MortgagesJun 2020 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0912880543

Property Details

APN / Parcel Number

Primary APN0912880543
Alternative APNs
  • 349055
  • 851555

Interior

Stories1 Story
Building Area2,319 sqft Living Area
1st Floor Area2,319 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeReinforced Concrete
Lot Area15,150 sqft (0.347 acres)
Lot Dimensions139 ft deep x 109 ft wide
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area360 sqft

Location & Zoning

Account Number851555
Street Address401 BAREBACK TRL
CityHARKER HEIGHTS
StateTX
Zip76548-7465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKIPCHA MOUNTAIN ESTATES PHASE FIFTEEN, BLOCK 003, LOT 0012
Legal SubdivisionSKIPCHA MOUNTAIN ESTATES PHASE FIFTEEN
Legal Block3
Legal Lot Number12
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group2
Census Block2008
Census Tract21906

Owner

401 Bareback Trl is owned and occupied by an individual who acquired it in November 2018.

Source: Bell County records, as of April 1, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address401 BAREBACK TRL, HARKER HEIGHTS, TX 76548-7465
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST NATIONAL BANK
Nov 1, 2018Vendor's Lien, Transfer
FIRST NATIOFNAL BANK TEXAS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2018
Deed SaleNov 1, 2018
Deed Document Number2018-00045772
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address401 BAREBACK TRL, HARKER HEIGHTS, TX 76548-7465
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028543
DateJun 15, 2020
Instrument2020-00028543
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressKILLEEN, TX 76542
Agreement
TypeVA Mortgage
AmountAmount on Record
Term301 Months
DueJul 1, 2045

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateNov 1, 2018
Property Address401 BAREBACK TRL, HARKER HEIGHTS, TX 76548-7465
Document Number0000045772
Map ReferenceCAB C SL366-C&D
Instrument DateOct 31, 2018
Instrument2018-00045772
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 BAREBACK TRL, HARKER HEIGHTS, TX 76548-7465

Mortgage

Document Number0000045773
DateNov 1, 2018
Instrument2018-00045773
Lender
NameFIRST NATIOFNAL BANK TEXAS
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term180 Months
DueNov 1, 2033

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,575.00 (-12.94%) Homeowner's exemption$359,537 Land $38,000 Building $321,537$359,537 Land $38,000 Building $321,537
2022$5,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Bareback Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Bareback Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Astound Broadband
Fiber
1,500 / 1,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: FiberFirst, Nextlink.

Nearby Properties on Bareback Trl

Nearby Streets

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