401 B St NW, Ardmore, OK 73401 Property Records

Carter County property record for 401 B St NW, Ardmore, OK 73401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,308 sqft · built 1995
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$1,225 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0010-00-232-006-0-001-00

Property Details

APN / Parcel Number

Primary APN0010-00-232-006-0-001-00
Alternative APN
  • 2267

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area1,308 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area40 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2267
Street Address401 B ST NW
CityARDMORE
StateOK
Zip73401-6130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionARDMORE LOTS & BLKS, BLK 232 LOT 6 S 80 (80X150.8)
Legal Range02E
Legal Township04S
Legal Section30
Legal SubdivisionARDMORE CITY
Legal Block232
Legal Lot Number6
JurisdictionCARTER OK
Township / Civil DivisionARDMORE
Census Block Group4
Census Block4000
Census Tract892900

Owner

401 B St NW is owned and occupied by two individuals who acquired it in June 2013.

Source: Carter County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address401 B ST NW, ARDMORE, OK 73401-6130
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 24, 2013
Transfer Doc005726/199
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER OK
Property Address401 B ST NW, ARDMORE, OK 73401-6130
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 B ST NW, ARDMORE, OK 73401-6130

Mortgage

Document Number0007459/86
DateNov 29, 2023
Book Page7459/86
InstrumentI-2023-011568
Lender
NameMTC FCU
TypeCredit Union
AddressGREENVILLE, SC 29607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 401 B St NW was $1,225 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCarter County
MunicipalityArdmore City
Unified School DistrictArdmore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,677 (+3%) Land $900 Building $12,777$113,972 (-7.42%) Land $7,500 Building $106,472
2025$1,225.00 Homeowner's exemption$13,278 Land $900 Building $12,378$123,100 Land $7,500 Building $115,600
2023$1,138.00 Homeowner's exemption$12,516 Land $900 Building $11,616$123,022 Land $7,500 Building $115,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 B St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 B St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARDMORE
serves 24,893 people · EPA ID OK1010814
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2024
Treatment failure
resolved · Jan 2018
Treatment and ProcedureOrganic carbon removal
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Sparklight
Cable
1,000 / 50
Arbuckle Communications
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: 360 Broadband.

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