401 B St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 401 B St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,938 sqft · built 2023
Lot Size	0.068 acres (2,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,600 (Dec 2023)
Tax Bill	$3,198 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
APN	`1230000002260`

Property Details

APN / Parcel Number

Primary APN	`1230000002260`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area
1st Floor Area	969 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 B ST
City	CHESAPEAKE
State	VA
Zip	23324-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	26 BLK H ELMSLEY
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1009
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 B ST, CHESAPEAKE, VA 23324-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	202324878
Deed Book / Page	10712 / 56
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 6, 2023
Property Address	401 B ST, CHESAPEAKE, VA 23324-2515
Document Number	0010712/56
Book / Page	10712 / 56
Instrument Date	Dec 4, 2023
Instrument	230024878
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 B ST, CHESAPEAKE, VA 23324-2515

Mortgage

Document Number	0230024879
Date	Dec 6, 2023
Instrument	230024879

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0010712/77
Date	Dec 6, 2023
Book Page	10712/77
Instrument	230024880

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,100 (+6.16%) Land $80,000 Building $256,100	$336,100 (+6.16%) Land $80,000 Building $256,100
2025	$3,198.00 (+6,05%)	$316,600 (+92.93%) Land $75,000 Building $241,600	$316,600 (+92.93%) Land $75,000 Building $241,600
2023		$164,100 (+3,182%) Land $5,000 Building $159,100	$164,100 (+3,182%) Land $5,000 Building $159,100
2022		$5,000 Land $5,000	$5,000 Land $5,000
2019	$52.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Also Mapped Here	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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