Westerly Town property record for 401 Atlantic Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3 ba · 2,224 sqft · built 2014 |
| Lot Size | 0.26 acres (11,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,525,000 (Jun 2007) |
| Tax Bill | $23,526 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | WEST M:167 B:27 |
| Primary APN | WEST M:167 B:27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| Gross Area | 4,622 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,307 sqft (0.26 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 13022290 |
|---|---|
| Street Address | 401 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4333 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 27 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 51000 |
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 RIDGE RD, WETHERSFIELD, CT 06109-1924 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 28, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2007 · Amount on Record |
| Deed Sale | Jun 25, 2007 · Amount on Record |
| Prior Sale | Jun 28, 1995 · Amount on Record |
| Deed Book / Page | 1648 / 102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 401 ATLANTIC AVE, WESTERLY, RI 02891-4333 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018-3167 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 2018/3167 |
| Instrument | 822 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 401 ATLANTIC AVE, WESTERLY, RI 02891-4333 |
| Document Number | 2017-7821 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2017-7821 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 002017/007821 |
| Instrument | 1957 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 10, 2047 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $23,526.00 (+10.86%) | $3,308,800 (+5%) Land $2,666,400 Building $642,400 |
| 2023 | $21,221.00 (+0.63%) | $2,205,900 (-) Land $1,704,000 Building $501,900 |
| 2022 | $21,088.00 | $2,205,900 Land $1,704,000 Building $501,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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