Lincoln County property record for 401 Apache Trl, Ruidoso, NM 88345
| Property Type | Single Family Home |
|---|---|
| Details | 680 sqft · built 1960 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-072-065-271-304 |
| Primary APN | 4-072-065-271-304 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 680 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 219,107 sqft (5.03 acres) |
| Account Number | 1975 |
|---|---|
| Street Address | 401 APACHE TRL |
| City | RUIDOSO |
| State | NM |
| Zip | 88345-9199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION-27 TOWNSHIP-11S RANGE-13E A TRACT OF LAND IN THE NW4SE4 CONT'G 5.03 ACS, MORE OR LESS BJ WATKINS FOLDER |
| Legal Range | 13E |
| Legal Township | 11S |
| Legal Section | 27 |
| Jurisdiction | LINCOLN NM |
| Township / Civil Division | RUIDOSO |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 960800 |
Source: Lincoln County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 APACHE TRL, RUIDOSO, NM 88345-9199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 2025/13440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | Jun 17, 2026 |
| Property Address | 401 APACHE TRL, RUIDOSO, NM 88345-9199 |
| Document Number | 0000002870 |
| Book / Page | 2026 / 10136 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20262870 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 401 APACHE TRL, RUIDOSO, NM 88345-9199 |
Source: Lincoln County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Lincoln County |
| Unified School District | Ruidoso Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,817 (-) Land $15,064 Building $8,753 | $71,451 (-) Land $45,192 Building $26,259 | |
| 2025 | Veteran's exemption | $23,817 (-) Land $15,064 Building $8,753 | $71,451 (-) Land $45,192 Building $26,259 |
| 2023 | Veteran's exemption | $23,817 Land $15,064 Building $8,753 | $71,451 Land $45,192 Building $26,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 18 (1986–2025) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jul 2025 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 95% of New Mexico |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
May also be available: Tularosa Communications, Verizon.
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