401 Andrews Dr, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 401 Andrews Dr, Melbourne Beach, FL 32951

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 2,574 sqft · built 1972
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$915,000 (May 2022)
Tax Bill$10,681 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-06-77-H-4

Property Details

APN / Parcel Number

Primary APN28-38-06-77-H-4
Alternative APNs
  • 28-38-06-77-0000H.0-0004.00
  • 2847211

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,574 sqft Living Area
Gross Area3,134 sqft
1st Floor Area2,574 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2005
Architectural StyleMulti-Family
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions145 ft deep x 128 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area32 sqft
Deck Area638 sqft
Patio Area468 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2847211
Street Address401 ANDREWS DR
CityMELBOURNE BEACH
StateFL
Zip32951-2005
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code1RS
Legal DescriptionRIVER COLONY EAST LOT 4 BLK H
Legal Range38E
Legal Township28S
Legal Section06
Legal SubdivisionRIVER COLONY EAST
Legal BlockH
Legal Lot Number4
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1011
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 ANDREWS DR, MELBOURNE BEACH, FL 32951-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage
EVOLVE BK&TR
Oct 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number2022134852
Deed Book / Page9518 / 2161
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 27, 2022
Property Address401 ANDREWS DR, MELBOURNE BEACH, FL 32951-2005
Document Number0095182161
Book / Page9518 / 2161
Map ReferenceMB 17 PG 54
Instrument DateMay 26, 2022
Instrument2022134852
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 ANDREWS DR, 401, MELBOURNE BEACH, FL 32951-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 ANDREWS DR, MELBOURNE BEACH, FL 32951-2005

Mortgage

Document Number0095182162
DateMay 27, 2022
Instrument9518/2162
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateFeb 19, 2019
Property Address401 ANDREWS DR, MELBOURNE BEACH, FL 32951-2005
Document Number0083702476
Book / Page008370 / 002476
Instrument DateFeb 15, 2019
Instrument33386
Transaction TypeTransfer
Record UpdatedMar 4, 2019
Title CompanySTATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 ANDREWS DR MELBOURNE BEACH FL 329512005, MELBOURNE BEACH, FL 32951-2005

Mortgage

Document Number83702477
DateFeb 19, 2019
Book Page008370/002477
Instrument33387
Lender
NameEVOLVE BK&TR
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address401 ANDREWS DR, MELBOURNE BEACH, FL 32951-2005
Document Number0080641742
Book / Page008064 / 001742
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address401 ANDREWS DR MELBOURNE BEACH FL 329512005, MELBOURNE BEACH, FL 32951-2005

Mortgage

Document Number0080641742
DateJan 5, 2018
Book Page008064/001742
Instrument3848
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 4, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$754,660 (+2.7%)$862,280 (+17.35%)
2025$10,681.00 (+0.57%) Homeowner's exemption$734,820 (+0.67%) Land $330,000 Building $404,820$734,820 (+0.67%) Land $330,000 Building $404,820
2023$10,620.00 (+18.25%) Homeowner's exemption$729,950 (+9.02%) Land $330,000 Building $399,950$729,950 (+9.02%) Land $330,000 Building $399,950
2022$8,981.00$669,540 Land $315,000 Building $354,540$669,540 Land $315,000 Building $354,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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