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401 Andover St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 401 Andover St, Georgetown, MA 01833

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,312 sqft · built 1954
Lot Size0.746 acres (32,500 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (May 2010)
Tax Bill$8,337 (2026)
Deeds & MortgagesJul 2022 Refinance
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNGEOR M:00002 B:00000 L:00021

Property Details

APN / Parcel Number

Primary APNGEOR M:00002 B:00000 L:00021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
Gross Area3,000 sqft
Basement Area1,312 sqft
Unfinished Basement1,312 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,500 sqft (0.746 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address401 ANDOVER ST
CityGEORGETOWN
StateMA
Zip01833-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Lot Number21
JurisdictionGEORGETOWN MA
Township / Civil DivisionGEORGETOWN
Census Block Group4
Census Block4007
Census Tract265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 ANDOVER ST, GEORGETOWN, MA 01833-1307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
May 22, 2017Deed of Trust, Mortgage
HOMEBRIDGE FINANCIAL
Jun 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2010 · Amount on Record
Deed SaleMay 27, 2010 · Amount on Record
Deed Book / Page29491 / 503
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address401 ANDOVER ST, GEORGETOWN, MA 01833-1307
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041065-435
DateJul 15, 2022
Book Page41065/435
Instrument20220715000180
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 1, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address401 ANDOVER ST, GEORGETOWN, MA 01833-1307
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35882-253
DateMay 22, 2017
Book Page35882/253
Instrument136
Lender
NameHOMEBRIDGE FINANCIAL
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address401 ANDOVER ST, GEORGETOWN, MA 01833-1307
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38643-122
DateJun 24, 2020
Book Page38643/122
Instrument20200624001690
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionGeorgetown Town
Unified School DistrictGeorgetown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,337.00 (+24.41%)$605,900 (-) Land $275,400 Building $330,500$632,064
2025$6,701.00 (+13.08%)$605,900 (+28.31%) Land $275,400 Building $330,500
2024$5,926.00 (-4.53%)$472,200 (-1.25%) Land $189,900 Building $282,300
2023$6,207.00$478,200 Land $189,900 Building $288,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN WATER DEPARTMENT
serves 8,766 people · EPA ID MA3105000
Water SourceGroundwater
Last State InspectionSep 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2025
Total trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

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