401 Albany Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 401 Albany Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2002
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2021)
Tax Bill	$2,363 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`339A-148`

Property Details

APN / Parcel Number

Primary APN	`339A-148`
Alternative APNs	`445973000` `060217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	140 ft deep x 137 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	445973000
Street Address	401 ALBANY DR
City	JACKSONVILLE
State	NC
Zip	28540-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-LD
Legal Description	L11 S1 HYDE PARK
Legal Subdivision	HYDE PARK SEC 1 WILLIAMSBURG
Legal Lot Number	11
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2013
Census Tract	1202

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 ALBANY DR, JACKSONVILLE, NC 28540-4148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 26, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Book / Page	5563 / 507
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 8, 2021
Property Address	401 ALBANY DR, JACKSONVILLE, NC 28540-4148
Document Number	0055630507
Book / Page	5563 / 507
Map Reference	MB 31 PG 121-121A
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SETTLERS CIR, JACKSONVILLE, NC 28546-5533
Investor	Possibly a Property Investor

Mortgage

Document Number	0005563374
Date	Sep 8, 2021
Instrument	5563/374

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	401 ALBANY DR, JACKSONVILLE, NC 28540-4148
Document Number	0050540147
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ALBANY DR JACKSONVILLE NC 285404148, JACKSONVILLE, NC 28540-4148

Mortgage

Document Number	0050540147
Date	Nov 8, 2019
Book Page	005054/000147

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 26, 2018
Property Address	401 ALBANY DR, JACKSONVILLE, NC 28540-4148
Document Number	0048650244
Book / Page	004865 / 000244
Instrument Date	Nov 8, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 ALBANY DR JACKSONVILLE NC 285404148, JACKSONVILLE, NC 28540-4148

Mortgage

Document Number	48650247
Date	Nov 26, 2018
Book Page	004865/000247

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,910 (+32.37%) Land $60,000 Building $248,910	$308,910 (+32.37%) Land $60,000 Building $248,910
2023	$2,363.00	$233,360 Land $38,000 Building $195,360	$233,360 Land $38,000 Building $195,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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