401 Adams St, Humboldt, IL 61931 Property Records

Coles County property record for 401 Adams St, Humboldt, IL 61931

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,627 sqft · built 1945
Lot Size0.43 acres (18,750 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Sep 2026)
Tax Bill$1,164 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-0-02314-000

Property Details

APN / Parcel Number

Primary APN04-0-02314-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,627 sqft Base Area
1st Floor Area1,627 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area18,750 sqft (0.43 acres)
Lot Dimensions150 ft deep x 125 ft wide
Garage TypeAttached
Garage Area546 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address401 ADAMS ST
CityHUMBOLDT
StateIL
Zip61931-8063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAYS ADDITION LOTS 10-12 BLOCK 05
Legal SubdivisionHAYS ADDITION
Legal Block5
Legal Lot Number10-12
JurisdictionCOLES IL
Township / Civil DivisionHUMBOLDT
Census Block Group2
Census Block2031
Census Tract100

Owner

Source: Coles County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address401 ADAMS ST, HUMBOLDT, IL 61931-8063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2026 · Amount on File
Deed SaleSep 18, 2026 · Amount on File
Prior SaleApr 13, 2011 · Amount on File
Deed Document Number2026824647
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateSep 18, 2026
Property Address401 ADAMS ST, HUMBOLDT, IL 61931-8063
Document Number0000824647
Instrument DateSep 1, 2026
Instrument2026824647
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 ADAMS ST, HUMBOLDT, IL 61931-8063

Mortgage

Document Number0000824648,
DateSep 18, 2026
Instrument2026824648
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000824649,
DateSep 18, 2026
Instrument2026824649
Lender
NameILLINOIS HOUSING DEV AUTHORITY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionHumboldt Township
MunicipalityHumboldt Village
Unified School DistrictMattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,164.00 (+45.14%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$28,535 (+3.5%) Land $5,502 Building $23,033$85,605 (+3.5%) Land $16,506 Building $69,099
2024$802.00 (-13.67%)$27,570 (+1%) Land $5,316 Building $22,254$82,710 (+1%) Land $15,948 Building $66,762
2023$25,064 Land $4,833 Building $20,231$75,192 Land $14,499 Building $60,693
2020$929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUMBOLDT
serves 361 people · EPA ID IL0290150
Water SourcePurchased surface water from MATTOON
Last State InspectionFeb 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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