401 Acadia Dr, Joppa, MD 21085 Property Records

Harford County property record for 401 Acadia Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,090 sqft · built 1968
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-146688`

Property Details

APN / Parcel Number

Primary APN	`01-146688`
Alternative APNs	`1146688` `146688`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,090 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	146688
Street Address	401 ACADIA DR
City	JOPPA
State	MD
Zip	21085-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BK 105 11000 SF 401 ACADIA DRIVE JOPPATOWNE S6 PT 19/4
Legal Subdivision	JOPPATOWNE
Legal Block	105
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1002
Census Tract	301402

Owner

Source: Harford County records · APN 01-146688

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 ACADIA DR, JOPPA, MD 21085-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2008
Deed Sale	Mar 13, 2008
Deed Document Number	20081940
Deed Book / Page	7736 / 162
Prior Transfer Date	Feb 08, 2008
Prior Transfer Doc	0077360162
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	401 ACADIA DR, JOPPA, MD 21085-4306
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130640116
Date	Nov 20, 2018
Book Page	13064/0116

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,133 (+5.38%)	$297,600 (-) Land $69,500 Building $228,100
2025	$2,770.00 (+8.93%) Homeowner's exemption	$268,667 (+10.21%)	$297,600 (+17.07%) Land $69,500 Building $228,100
2023		$243,767	$254,200 Land $69,500 Building $184,700
2022	$2,543.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.