401 7th St, Murray, IA 50174 Property Records

Clarke County property record for 401 7th St, Murray, IA 50174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,962 sqft · built 1910
Lot Size0.286 acres (12,458 sqft)
Owner2 Individual Names on Record
Last Sale$36,000 (May 2021)
Tax Bill$1,328 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN02328

Property Details

APN / Parcel Number

Primary APN02328

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,962 sqft Living Area
Basement Area181 sqft
Unfinished Basement362 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleMulti-Family
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,458 sqft (0.286 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area153 sqft
Deck AreaDeck Area
Patio Area192 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address401 7TH ST
CityMURRAY
StateIA
Zip50174-1097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL MURRAYE 1/2 S 1/2 LOT 5 & E 85' LOTS 8 & 9 BLK 9
Legal SubdivisionMURRAY ORIGINAL
Legal Block9
Legal Lot Number5,8 & 9
JurisdictionCLARKE IA
Township / Civil DivisionTROY
Census Block Group1
Census Block1078
Census Tract960300

Owner

Source: Clarke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 7TH ST, MURRAY, IA 50174-1097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2021 · Amount on Record
Deed SaleMay 10, 2021 · Amount on Record
Deed Document Number2021757
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE IA
Recording DateSep 30, 2026
Property Address401 7TH ST, MURRAY, IA 50174-1097
Document Number0000001422
Instrument DateSep 25, 2026
Instrument20261422
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 7TH ST, MURRAY, IA 50174-1097

Mortgage

Document Number0000001422,
DateSep 30, 2026
Instrument20261422
Lender
NameAMERICAN STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyClarke County
MunicipalityMurray City
Unified School DistrictMurray Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,370 (-) Land $6,320 Building $74,050$80,370 (-) Land $6,320 Building $74,050
2025$1,328.00 (+7.27%) Homeowner's exemption$80,370 (+15.84%) Land $6,320 Building $74,050$80,370 (+15.84%) Land $6,320 Building $74,050
2024$1,238.00 (+40.68%)
2023$69,380 (+49.65%) Land $5,050 Building $64,330$69,380 (+49.65%) Land $5,050 Building $64,330
2022$880.00 Homeowner's exemption$46,360 Land $4,930 Building $41,430
2021$46,360 Land $4,930 Building $41,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER WORKS
serves 684 people · EPA ID IA2032023
Water SourcePurchased surface water from SIRWA #2 (CRESTON)
Last State InspectionFeb 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000

Nearby Properties on 7th St

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